Cumberland Town property record for 23 Cargill Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,798 sqft · built 1987 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $534,000 (May 2008) |
| Tax Bill | $8,469 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8872-51 |
| Primary APN | 8872-51 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 5,698 sqft |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 352 sqft |
| Unfinished Basement | 352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 74,488 sqft (1.71 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 8872-51 |
|---|---|
| Street Address | 23 CARGILL RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-6143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 94 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11302 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 23 CARGILL RD, CUMBERLAND, RI 02864-6143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2008 · Amount on Record |
| Deed Sale | May 23, 2008 · Amount on Record |
| Prior Sale | Jun 27, 2003 · Amount on Record |
| Deed Book / Page | 1426 / 184 |
| Last Transfer Date | Jun 18, 2025 |
| Transfer Doc | 002004-532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 1, 2026 |
| Property Address | 23 CARGILL RD, CUMBERLAND, RI 02864-6143 |
| Document Number | 0000156800 |
| Book / Page | 2038 / 909 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 2026156800 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 23 CARGILL RD, CUMBERLAND, RI 02864-6143 |
| Document Number | 0000156800, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 2038/909 |
| Instrument | 2026156800 |
| Name | COASTAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,469.00 (+16.22%) | $846,100 (+42.47%) Land $338,400 Building $507,700 | $852,283 |
| 2025 | $7,287.00 (+5.59%) | $593,900 (-) Land $157,600 Building $436,300 | |
| 2023 | $6,901.00 (-3.87%) | $593,900 (+24.01%) Land $157,600 Building $436,300 | |
| 2022 | $7,179.00 | $478,900 Land $143,000 Building $335,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
5G (outdoors only) and 4G LTE
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