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24 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 24 Benjamin St, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,643 sqft · built 1981
Lot Size0.382 acres (16,650 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jan 1995)
Tax Bill$12,990 (2025)
Deeds & MortgagesJan 2017 Loan Modification
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN013089 27.07-2-42

Property Details

APN / Parcel Number

Primary APN013089 27.07-2-42
Alternative APNs
  • 308902700700020420000000
  • 02700700020420000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area2,643 sqft Living Area
1st Floor Area2,643 sqft
Basement Area2,251 sqft
Finished Basement2,251 sqft
Unfinished Basement2,643 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialStucco
Lot Area16,650 sqft (0.382 acres)
Lot Dimensions150 ft deep x 111 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02700700020420000000
Street Address24 BENJAMIN ST
CitySCHENECTADY
StateNY
Zip12303-4702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 LPV
Legal Block2
Legal Lot Number42.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3013
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.07-2-42

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address24 BENJAMIN ST, SCHENECTADY, NY 12303-4702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
CITIBANK
Jan 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 27, 1995 · Amount on Record
Deed SaleJan 27, 1995 · Amount on Record
Deed Book / Page2527 / 725
Record UpdatedSep 20, 2026

January 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionALBANY NY
Property Address24 BENJAMIN ST, SCHENECTADY, NY 12303-4702
Document Number0000005025
Instrument DateJan 04, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BENJAMIN ST SCHENECTADY NY 123034702, SCHENECTADY, NY 12303-4702

Mortgage

Document Number0000005025
DateFeb 27, 2017
Instrument5025
Lender
NameCITIBANK
TypeFederal Savings Bank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address24 BENJAMIN ST, SCHENECTADY, NY 12303-4702
Document Number0000005024
Instrument DateJan 04, 2017
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BENJAMIN ST SCHENECTADY NY 123034702, SCHENECTADY, NY 12303-4702

Mortgage

Document Number0000005024
DateFeb 27, 2017
Instrument5024
Lender
NameCITIBANK
TypeFederal Savings Bank
AddressO FALLON, MO 63368-2240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,990.00 (+16.97%)$460,000 (-) Land $92,000 Building $368,000$613,333 (+13.33%) Land $122,667 Building $490,666
2023$460,000 (-) Land $92,000 Building $368,000$541,176 (+7.06%) Land $108,235 Building $432,941
2022$460,000 Land $92,000 Building $368,000$505,495 Land $101,099 Building $404,396
2021$11,105.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010146163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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