101 Benjamin St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 101 Benjamin St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage2,244 sqft Living Area
Lot Size15,616 sqft (0.358 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2019)
Tax Bill$9,291.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 27.08-1-46
Alternative APNs
  • 308902700800010460000000
  • 02700800010460000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,244 sqft Living Area
1st Floor1,152 sqft 1st Floor
2nd Floor1,092 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,616 sqft (0.358 acres)
Depth X Width156 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Patio Area216 sqft Patio
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02700800010460000000
Street Address101 BENJAMIN ST
CitySCHENECTADY
StateNY
Zip12303-4737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 51 LP
Legal SubdivisionLONE PINE VILLAGE
Legal Block1
Legal Lot Number46.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup1
Census Block1011
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.08-1-46

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Sep 13, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FUNDING CORP
Aug 01, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
USAA
Aug 23, 2017Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2019 · Amount on Record
Deed SaleSep 09, 2019 · Amount on Record
Prior SaleDec 12, 2014 · Amount on Record
Deed Doc Number201918494
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737
Transaction TypeMortgage
Record UpdatedFeb 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001842
DateJan 22, 2021
InstrumentR2021-01842
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Address4822
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC NATL TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737

Mortgage

Document Number0000021894
DateSep 13, 2017
InstrumentR2017-21894
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateAug 01, 2019
Property Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737
Document Number0000015462
Instrument DateJul 24, 2019
Instrument15462
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyCUSTOMIZED LENDERS SERVICES INC, CUSTOMIZED LENDERS SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,440.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address18 BROOKRIDGE #R GUILDERLAND NY 12084, R, GUILDERLAND, NY 12084

Mortgage

Document Number15463
DateAug 01, 2019
Instrument15463
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address101 BENJAMIN ST, SCHENECTADY, NY 12303-4737
Document Number0000021895
Instrument DateAug 23, 2017
Transaction TypeMortgage
Record UpdatedDec 06, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 BENJAMIN ST SCHENECTADY NY 123034737, SCHENECTADY, NY 12303-4737

Mortgage

Document Number0000021895
DateSep 13, 2017
Instrument21895
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,291.00 (+13.37%) Veteran's exemption$347,000 (-) Land $69,000 Building $278,000$462,667 (+13.33%) Land $92,000 Building $370,667
2023$347,000 (-) Land $69,000 Building $278,000$408,235 (+7.06%) Land $81,176 Building $327,059
2022$347,000 Land $69,000 Building $278,000$381,319 Land $75,824 Building $305,495
2021$8,195.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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