Morris County and Montville Township property record for 24 Bellows Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,334 sqft · built 2019 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,868 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00043-0000-00006 |
| Primary APN | 21-00043-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,334 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 39,640 sqft (0.91 acres) |
| Street Address | 24 BELLOWS LN |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Block | 43 |
| Legal Lot Number | 6 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40801 |
24 Bellows Ln, a single family home, is owned by an individual.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 OLD BOONTON RD, DENVILLE, NJ 07834-2920 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 24 BELLOWS LN, TOWACO, NJ 07082-1138 |
| Document Number | 0237850917 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24 BELLOWS LN TOWACO NJ 070821138, TOWACO, NJ 07082-1138 |
| Document Number | 0237850917 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 023785/000917 |
| Instrument | 33727 |
| Name | JESWIN & LOIS VARUGHESE |
|---|---|
| Address | 56 LAKEVIEW CT, POMPTON LAKES, NJ 07442-1465 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $744,400 (-) Land $158,000 Building $586,400 | $744,400 (-) Land $158,000 Building $586,400 | |
| 2025 | $744,400 Land $158,000 Building $586,400 | $744,400 Land $158,000 Building $586,400 | |
| 2024 | $19,868.00 | ||
| 2023 | $744,400 Land $158,000 Building $586,400 | $744,400 Land $158,000 Building $586,400 | |
| 2022 | $19,123.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Bellows Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Bellows Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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