Morris County and Montville Township property record for 22 Bellows Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 940 sqft · built 1923 |
| Lot Size | 1.76 acres (77,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Apr 2017) |
| Tax Bill | $7,366 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00043-0000-00005 |
| Primary APN | 21-00043-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 77,101 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 22 BELLOWS LN |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20A |
| Legal Subdivision | MONTVILLE |
| Legal Block | 43 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40801 |
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 BELLOWS LN, TOWACO, NJ 07082-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Apr 19, 2017 | Deed, Transfer · Conventional Mortgage MORTGAGE CAPITAL ASSOCIATES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Prior Sale | Aug 21, 1973 |
| Deed Document Number | 201722893 |
| Deed Book / Page | 23110 / 1907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 22 BELLOWS LN, TOWACO, NJ 07082-1138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0238151001 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 23815/1001 |
| Instrument | 2020043882 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 19, 2017 |
| Property Address | 22 BELLOWS LN, TOWACO, NJ 07082-1138 |
| Document Number | 0231101907 |
| Book / Page | 23110 / 1907 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 2017022893 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 BELLOWS LN, 22, TOWACO, NJ 07082-1138 |
| Name | Verified Name |
|---|---|
| Address | 22 BELLOWS LN, TOWACO, NJ 07082-1138 |
| Document Number | 2017022894 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017022894 |
| Name | MORTGAGE CAPITAL ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,000 (-) Land $196,700 Building $79,300 | $276,000 (-) Land $196,700 Building $79,300 | |
| 2025 | $276,000 (-) Land $196,700 Building $79,300 | $276,000 (-) Land $196,700 Building $79,300 | |
| 2024 | $7,366.00 (+3.89%) | ||
| 2023 | $276,000 Land $196,700 Building $79,300 | $276,000 Land $196,700 Building $79,300 | |
| 2022 | $7,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures