24 Bay Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 24 Bay Rd, Cotuit, MA 02635

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 1,616 sqft · built 1973
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$1,530,000 (Dec 2025)
Tax Bill	$13,447 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`COTU M:020 L:118`

Property Details

APN / Parcel Number

Primary APN	`COTU M:020 L:118`
Alternative APN	`8841`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	4,058 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8841
Street Address	24 BAY RD
City	COTUIT
State	MA
Zip	02635-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	118
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1011
Census Tract	13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	82 WENDELL AVE, 100, PITTSFIELD, MA 01201-7066
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LAUNCH FINANCIAL GRP
May 6, 2026	Deed of Trust, Mortgage
May 12, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Dec 12, 2014 · Amount on Record
Deed Document Number	202550537
Deed Book / Page	37343 / 208
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COTUIT MA
Recording Date	Dec 5, 2025
Property Address	24 BAY RD, COTUIT, MA 02635-0255
Document Number	037343-208
Book / Page	37343 / 208
Instrument Date	Dec 5, 2025
Instrument	50537
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WENDELL AVE # 100, 100, PITTSFIELD, MA 01201-7066

Mortgage

Document Number	0000050539
Date	Dec 5, 2025
Instrument	50539

Lender

Name	LAUNCH FINANCIAL GRP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTUIT MA
Recording Date	May 6, 2026
Property Address	24 BAY RD, COTUIT, MA 02635-0255
Document Number	037606-283
Book / Page	37606 / 283
Instrument Date	Oct 31, 2025
Instrument	202617500
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BAY RD, COTUIT, MA 02635-0255

Mortgage

Document Number	0000017500,
Date	May 6, 2026
Book Page	37606/283
Instrument	202617500

Lender

Agreement

Amount	Amount Recorded
Term	109 Months
Due	Jun 1, 2035

Interest

Rate	6.34%
Max Rate	-1%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	May 12, 2020
Property Address	24 BAY RD, COTUIT, MA 02635-3228
Document Number	32899-69
Book / Page	032899 / 000069
Instrument Date	May 1, 2020
Instrument	22606
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	46 NORFOLK RD ARLINGTON MA 024768030, ARLINGTON, MA 02476-8030

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,447.00 (+5.92%)	$1,610,400 (-0.04%) Land $1,000,400 Building $610,000	$1,882,995
2024	$12,695.00 (+5.59%)	$1,611,000 (+12.16%) Land $1,000,400 Building $610,600
2023	$12,023.00	$1,436,400 Land $895,000 Building $541,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	9 (1990–2023)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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