102 Bay Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 102 Bay Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 1960
Lot Size1.21 acres (52,708 sqft)
OwnerTrust Name on File
Tax Bill$12,855 (2025)
Flood ZoneZone AE (high risk)
APNCOTU M:007 L:023

Property Details

APN / Parcel Number

Primary APNCOTU M:007 L:023
Alternative APN
  • 1857

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area3,898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,708 sqft (1.21 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1857
Street Address102 BAY RD
CityCOTUIT
StateMA
Zip02635-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number23
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1011
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:007 L:023

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address234 ASPEN CIR, LINCOLN, MA 01773-4921
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,855.00 (+7.46%)$1,539,500 (+1.41%) Land $1,129,900 Building $409,600$1,514,870
2024$11,963.00 (+5.35%)$1,518,100 (+11.9%) Land $1,129,900 Building $388,200
2023$11,356.00$1,356,700 Land $1,012,500 Building $344,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023, rainfall accumulation
Claims By Storm
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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