2399 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2399 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,895 sqft · built 1980
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jul 2017)
Tax Bill	$7,274 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2017 Second Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`374-741-15`

Property Details

APN / Parcel Number

Primary APN	`374-741-15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	2,367 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,500 sqft (0.08 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2399 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10706 BLK LOT 15
Legal Tract	10706
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2399 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC
Jul 11, 2017	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage COMMERCE MORTGAGE
Jul 11, 2017	Grant Deed, Transfer TITLE 365

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2017285238
Prior Transfer Date	Jul 7, 2017
Prior Transfer Doc	0000285237
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2399 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 N RIVER TRAIL RD, ORANGE, CA 92865-2036

Mortgage

Document Number	0000531192
Date	Aug 24, 2021
Instrument	2021000531192

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 11, 2017
Property Address	2399 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000285237
Map Reference	MB 13509 PG 1581
Instrument Date	Jul 7, 2017
Instrument	2017000285237
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 N RIVER TRAIL RD, ANAHEIM, CA 92815

Mortgage

Document Number	0000285240
Date	Jul 11, 2017
Instrument	2017000285240

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 11, 2017
Property Address	2399 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000285238
Instrument Date	Jun 23, 2017
Instrument	285238
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2399 N RIVER TRAIL RD ORANGE CA 928652036, ORANGE, CA 92865-2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$661,413 (+2%) Land $505,512 Building $155,901
2025	$7,274.00 (+4.56%)	$648,445 (+4.04%) Land $495,600 Building $152,845
2023	$6,957.00 (+1.98%)	$623,266 Land $476,355 Building $146,911
2022	$6,822.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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