2397 N River Trail Rd, Orange, CA 92865 Property Records

Orange County property record for 2397 N River Trail Rd, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,677 sqft · built 1980
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Company Names on Record
Last Sale	$400,000 (Jun 2009)
Tax Bill	$5,787 (2025)
Deeds & Mortgages	May 2026 Sale Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`374-741-16`

Property Details

APN / Parcel Number

Primary APN	`374-741-16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,677 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	3,500 sqft (0.08 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2397 N RIVER TRAIL RD
City	ORANGE
State	CA
Zip	92865-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10706 BLK LOT 16
Legal Subdivision	TRACT NO 10706
Legal Tract	10706
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1000
Census Tract	76204

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Grant Deed, Transfer NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2009 · Amount on Record
Deed Sale	Jun 24, 2009 · Amount on Record
Deed Document Number	2009333076
Prior Transfer Date	May 22, 1998
Prior Transfer Doc	0000336495
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 26, 2026
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000149691
Instrument Date	May 22, 2026
Instrument	2026149691
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036

Mortgage

Document Number	0000257640
Date	Sep 18, 2025
Instrument	2025000257640

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036

Mortgage

Document Number	0000130050
Date	Feb 24, 2021
Instrument	2021000130050

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000148554
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 N RIVER TRAIL RD ORANGE CA 928652036, ORANGE, CA 92865-2036

Mortgage

Document Number	0000148554
Date	Apr 2, 2020
Instrument	148554

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000044811
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 N RIVER TRAIL RD ORANGE CA 928652036, ORANGE, CA 92865-2036

Mortgage

Document Number	0000044811
Date	Feb 8, 2018
Instrument	44811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2397 N RIVER TRAIL RD, ORANGE, CA 92865-2036
Document Number	0000159491
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 N RIVER TRAIL RD ORANGE CA 928652036, ORANGE, CA 92865-2036

Mortgage

Document Number	0000159491
Date	Apr 20, 2017
Instrument	159491

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,398 (+2%) Land $354,946 Building $170,452
2025	$5,787.00 (+4.65%) Homeowner's exemption	$515,097 (+4.04%) Land $347,987 Building $167,110
2023	$5,530.00 (+2.01%) Homeowner's exemption	$495,097 Land $334,475 Building $160,622
2022	$5,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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