2399 Cincinnati Rd, Georgetown, KY 40324 Property Records

Scott County property record for 2399 Cincinnati Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details1,642 sqft · built 1994
Lot Size1.37 acres (59,677 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Sep 2023)
Tax Bill$2,538 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Mar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN161-10-048.000

Property Details

APN / Parcel Number

Primary APN161-10-048.000

Interior

Stories2 Stories
Building Area1,642 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Lot Area59,677 sqft (1.37 acres)
Garage TypeMixed
Garage Area956 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2399 CINCINNATI RD
CityGEORGETOWN
StateKY
Zip40324-9578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOONLAKE ESTATES
Legal SubdivisionMOONLAKE ESTATES
Legal Lot Number12
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group3
Census Block3004
Census Tract40502

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2399 CINCINNATI RD, GEORGETOWN, KY 40324-9578
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 9, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleMay 25, 2011 · Amount on Record
Deed Document Number484151
Deed Book / PageD444 / 748
Record UpdatedJun 8, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 28, 2023
Property Address2399 CINCINNATI RD, GEORGETOWN, KY 40324-9578
Document Number00D444/748
Book / PageD444 / 748
Map ReferenceSL 210
Instrument DateSep 22, 2023
Instrument484151
Transaction TypeTransfer
Record UpdatedOct 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2399 CINCINNATI RD, LAWRENCEBURG, KY 40342

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2399 CINCINNATI RD, GEORGETOWN, KY 40324-9578

Mortgage

Document Number0000484152
DateSep 28, 2023
Instrument484152
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2399 CINCINNATI RD, GEORGETOWN, KY 40324-9578
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1676/418
DateMar 9, 2022
Book PageM1676/418
Instrument451761
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueJan 1, 2042

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,538.00 (+26.02%)$285,000 (+28.26%)$285,000 (+28.26%)
2023$2,014.00 (+13.79%)$222,200 (+8.87%) Land $35,000 Building $187,200$222,200 (+8.87%) Land $35,000 Building $187,200
2022$1,770.00$204,100 Land $35,000 Building $169,100$204,100 Land $35,000 Building $169,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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