2358 Cincinnati Rd, Georgetown, KY 40324 Property Records

Scott County property record for 2358 Cincinnati Rd, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details1,456 sqft
Lot Size0.631 acres (27,486 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (May 2026)
Tax Bill$2,674 (2025)
Deeds & MortgagesOct 2022 Second Mortgage
Sep 2006 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN161-10-059.000

Property Details

APN / Parcel Number

Primary APN161-10-059.000

Interior

Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area560 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick
Foundation TypeBlock
Lot Area27,486 sqft (0.631 acres)
Garage TypeCarport
Garage Area448 sqft
CarportCarport
Carport Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2358 CINCINNATI RD
CityGEORGETOWN
StateKY
Zip40324-9577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTY RES
Legal SubdivisionSURVEY OF J R MILLER
JurisdictionSCOTT KY
Township / Civil DivisionSTAMPING GROUND
Census Block Group4
Census Block4002
Census Tract40502

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 SNAFFLE TRL, GEORGETOWN, KY 40324-1245
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 13, 2006Deed of Trust, Mortgage · Conventional Mortgage
HOMECOMINGS FINANCIAL NETWORK INC
May 28, 2026Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
May 28, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 27, 2021Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Prior SaleDec 27, 2021 · Amount on Record
Deed Document Number2026587836
Deed Book / Page466 / 117
Transfer Doc0000440711
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577
Transaction TypeMortgage
Record UpdatedJun 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1713/714
DateOct 7, 2022
Book PageM1713/714
Instrument459980
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2042

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyDBA E TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00M807/292
DateSep 13, 2006
Book PageM807/292
Instrument147241
Lender
NameHOMECOMINGS FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressDALLAS, TX 75204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2036

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMay 28, 2026
Property Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577
Document Number0000587836
Book / Page466 / 117
Instrument DateMay 18, 2026
Instrument2026587836
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyLAND GROUP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40,905.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address127 SNAFFLE TRL, GEORGETOWN, KY 40324-1245
InvestorPossibly a Property Investor

Mortgage

Document Number0000587837,
DateMay 28, 2026
Instrument2026587837
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Recording DateMay 28, 2026
Property Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577
Document Number0000587837
Book / Page1899 / 599
Instrument DateMay 18, 2026
Instrument2026587837
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLAND GROUP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address189 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794
InvestorPossibly a Property Investor

Mortgage

Document Number0000587837,
DateMay 28, 2026
Book Page1899/599
Instrument2026587837
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 27, 2021
Property Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577
Document Number00D430/409
Book / PageD430 / 409
Instrument DateDec 23, 2021
Instrument447822
Transaction TypeTransfer
Record UpdatedMar 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address158 CAMP CREEK WAY, GEORGETOWN, KY 40324-8026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2358 CINCINNATI RD, GEORGETOWN, KY 40324-9577

Mortgage

Document Number0000447823
DateDec 27, 2021
Instrument447823
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,300 (+5.99%)$318,300 (+5.99%)
2025$2,674.00 (+2.06%)$300,300 (+3.91%)$300,300 (+3.91%)
2023$2,620.00$289,000 Land $32,000 Building $257,000$289,000 Land $32,000 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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