Merced County property record for 2385 3rd St, Atwater, CA 95301 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 1954 |
| Lot Size | 0.213 acres (9,306 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $858 (2025) |
| Deeds & Mortgages | Aug 2020 Reverse Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-061-007-000 |
| Primary APN | 002-061-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,440 sqft |
| 1st Floor Area | 1,040 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Other |
| Construction Type | Wood Frame |
| Lot Area | 9,306 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 32 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 002061007 |
|---|---|
| Street Address | 2385 3RD ST |
| City | ATWATER |
| State | CA |
| Zip | 95301-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODS PARK LOT 31 |
| Legal Subdivision | WOODS PARK |
| Legal Lot Number | 31 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 602 |
Source: Merced County records · APN 002-061-007-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jul 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| May 15, 2018 | Deed of Trust, Mortgage COMMISSIONER OF HSNG & URBAN D |
| May 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Document Number | 0000026597 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 2020026597 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 961 Months |
| Due | Sep 19, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Document Number | 0000026598 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2385 3RD ST ATWATER CA 953013345, ATWATER, CA 95301-3345 |
| Document Number | 0000026598 |
|---|---|
| Date | Aug 06, 2020 |
| Instrument | 26598 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Aug 05, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.04% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Document Number | 0000015107 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2385 3RD ST ATWATER CA 953013345, ATWATER, CA 95301-3345 |
| Document Number | 0000015107 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 15107 |
| Name | COMMISSIONER OF HSNG & URBAN D |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount Recorded |
|---|---|
| Term | 984 Months |
| Due | May 20, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.66% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2385 3RD ST, ATWATER, CA 95301-3345 |
| Document Number | 0000015106 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2385 3RD ST ATWATER CA 953013345, ATWATER, CA 95301-3345 |
| Document Number | 0000015106 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 15106 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Due | May 20, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.66% |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $858.00 (+5.41%) Homeowner's exemption | $84,327 (+4.04%) Land $35,128 Building $49,199 |
| 2023 | $814.00 (+1.5%) Homeowner's exemption | $81,055 Land $33,765 Building $47,290 |
| 2022 | $802.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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