23981 Eider Ct, Laguna Niguel, CA 92677 Property Records

Orange County property record for 23981 Eider Ct, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,612 sqft · built 1978
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,145,000 (Jun 2020)
Tax Bill	$12,578 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`654-191-04`

Property Details

APN / Parcel Number

Primary APN	`654-191-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	3,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,400 sqft (0.193 acres)
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23981 EIDER CT
City	LAGUNA NIGUEL
State	CA
Zip	92677-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9791 BLK LOT 18
Legal Subdivision	TRACT NO 9791
Legal Tract	9791
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1004
Census Tract	42319

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23981 EIDER CT, LAGUNA NIGUEL, CA 92677-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage VONS EMPLOYEES FCU
Jun 2, 2020	Grant Deed, Transfer · Conventional Mortgage VP PARTNERS INC
Feb 21, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	Feb 21, 2020 · Amount on File
Deed Document Number	2020248910
Prior Transfer Date	Mar 18, 2003
Prior Transfer Doc	0000338649
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	23981 EIDER CT, LAGUNA NIGUEL, CA 92677-1311
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020574
Date	Jan 22, 2018
Instrument	2018000020574

Lender

Name	VONS EMPLOYEES FCU
Type	Credit Union
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 2, 2020
Property Address	23981 EIDER CT, LAGUNA NIGUEL, CA 92677-1311
Document Number	0000248910
Map Reference	MB 410 PG 24-27
Instrument Date	May 27, 2020
Instrument	2020000248910
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23981 EIDER CT, LAGUNA NIGUEL, CA 92677-1311

Mortgage

Document Number	0000248911
Date	Jun 2, 2020
Instrument	2020000248911

Lender

Name	VP PARTNERS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000248912
Date	Jun 2, 2020
Instrument	2020000248912

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2020
Property Address	23981 EIDER CT, LAGUNA NIGUEL, CA 92677-1311
Document Number	0000075168
Instrument Date	Jan 29, 2020
Instrument	75168
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,111.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	31103 RANCHO VIEJO RD #D2-137 SAN JUAN CAPISTRANO CA 926751759, D2-137, SAN JUAN CAPISTRANO, CA 92675-1759

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,277,266 (+2%) Land $1,038,580 Building $238,686
2025	$12,578.00 (+3.92%) Homeowner's exemption	$1,252,222 (+4.04%) Land $1,018,216 Building $234,006
2023	$12,104.00 (+1.95%) Homeowner's exemption	$1,203,598 Land $978,678 Building $224,920
2022	$11,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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