Osceola County property record for 2398 Temple Ln, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,568 sqft Heated Area |
| Lot Size | 10,193 sqft (0.233 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $262,000 (2023) |
| Tax Bill | $3,397.00 (2025) |
| Primary APN | 84150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Heated Area |
| Gross Area | 2,560 sqft Gross Area |
| 1st Floor | 1,568 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Paneling Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,193 sqft (0.233 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 320 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Patio Area | 450 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84150 |
|---|---|
| Old Parcel Number | 112630359300010870 |
| Street Address | 2398 TEMPLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6411 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | KANUGA VILLAGE M H PARK PHASE 3 PB 4 PG 113 LOT 87 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | KANUGA VLG MHP PHS 1 |
| Legal Phase | 3 |
| Legal Tract | 617 |
| Legal Block | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84150
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Jul 13, 2023 |
| Deed Doc Number | 2023090338 |
| Deed Book / Page | 6440 / 228 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Document Number | 0064400226 |
| Book / Page | 6440 / 226 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 2023090336 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Document Number | 0064400228 |
| Book / Page | 6440 / 228 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023090338 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Name | Verified Name |
|---|---|
| Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Document Number | 0006440230 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 6440/230 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2398 TEMPLE LN, SAINT CLOUD, FL 34769-6411 |
| Document Number | 0052501347 |
| Book / Page | 005250 / 001347 |
| Instrument Date | Dec 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2398 TEMPLE LN ST CLOUD FL 347696411, ST CLOUD, FL 34769-6411 |
| Document Number | 0052501347 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 005250/001347 |
| Instrument | 174495 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 07, 2032 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,397.00 (-17.67%) Homeowner's exemption Disabled Person's exemption | $237,700 (+3.84%) Land $50,000 Building $187,700 | $237,700 (+3.84%) Land $50,000 Building $187,700 |
| 2023 | $4,126.00 (+947.21%) | $228,900 (+390.54%) Land $35,000 Building $193,900 | $228,900 (+63.38%) Land $35,000 Building $193,900 |
| 2022 | $394.00 Homeowner's exemption | $46,663 | $140,100 Land $26,000 Building $114,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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