Osceola County property record for 2342 Temple Ln, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,206 sqft · built 1987 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2025) |
| Tax Bill | $3,005 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 84148 |
| Primary APN | 84148 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,206 sqft Heated Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,206 sqft |
| Interior Walls | Paneling |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 84148 |
|---|---|
| Old Parcel Number | 112630359300010850 |
| Street Address | 2342 TEMPLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6408 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | KANUGA VILLAGE M H PARK PHASE 3 PB 4 PG 113 LOT 85 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 11 |
| Legal Subdivision | KANUGA VLG MHP PHS 1 |
| Legal Phase | 3 |
| Legal Tract | 617 |
| Legal Block | 1 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84148
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| May 04, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 16, 2021 | Warranty Deed, Foreclosure SERVICELINK |
| Feb 01, 2021 | Trustee's Deed, Foreclosure |
| May 21, 2018 | Warranty Deed, Transfer · VA Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 2025075100 |
| Deed Book / Page | 6804 / 1530 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0060960429 |
| Book / Page | 6096 / 429 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021184032 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4070 RAMBLER AVE, 4070, SAINT CLOUD, FL 34772-7919 |
| Name | Verified Name |
|---|---|
| Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0006096431 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 6096/431 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2021 |
| Property Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0059492948 |
| Book / Page | 5949 / 2948 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021067604 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $754.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 4070 RAMBLER AVE, SAINT CLOUD, FL 34772-7919 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 16, 2021 |
| Property Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0059121425 |
| Book / Page | 5912 / 1425 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021038239 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 08, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4425 PONCE DE LEON BLVD # BLVDMS5-25, 4425, CORAL GABLES, FL 33146-1837 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 110E, 110E, OKLAHOMA CITY, OK 73106-6100 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 01, 2021 |
| Property Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0058812470 |
| Book / Page | 5881 / 2470 |
| Map Reference | MB 4 PG 113 |
| Instrument Date | Feb 01, 2021 |
| Instrument | 2021014283 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 255 S ORANGE AVE STE 900, 900, ORLANDO, FL 32801-3454 |
| Mail Care Of | QUINTAIROS PRIETO WOOD & BOYER |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 21, 2018 |
| Property Address | 2342 TEMPLE LN, SAINT CLOUD, FL 34769-6408 |
| Document Number | 0053370624 |
| Book / Page | 005337 / 000624 |
| Instrument Date | May 17, 2018 |
| Instrument | 79879 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2342 TEMPLE LN ST CLOUD FL 347696408, ST CLOUD, FL 34769-6408 |
| Document Number | 53370625 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 005337/000625 |
| Instrument | 79880 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,005.00 (+5.11%) Homeowner's exemption | $210,800 (+4.93%) Land $50,000 Building $160,800 | $210,800 (+4.93%) Land $50,000 Building $160,800 |
| 2023 | $2,859.00 (+10.34%) Homeowner's exemption | $200,900 (+39.9%) Land $35,000 Building $165,900 | $200,900 (+39.9%) Land $35,000 Building $165,900 |
| 2022 | $2,591.00 | $143,600 Land $26,000 Building $117,600 | $143,600 Land $26,000 Building $117,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 524 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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