2398 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2398 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details4,300 sqft · built 2003
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on Record
Tax Bill$1,688 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN265-00-00-091

Property Details

APN / Parcel Number

Primary APN265-00-00-091
Alternative APNs
  • 0265 00 00 0910
  • 44898

Interior

Stories2 Stories
Building Area4,300 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Lot Area47,480 sqft (1.09 acres)
Garage TypeAttached
Garage Area448 sqft
PorchPorch
Porch Area574 sqft
Deck Area192 sqft

Location & Zoning

Account Number44898
Street Address2398 RIDGEWAY RD
CityLUGOFF
StateSC
Zip29078-9778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD2
Legal Description1412-73
Legal SubdivisionPLAT PREPARED FOR MABEL HUMPHRIES
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group3
Census Block3014
Census Tract970401

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2398 RIDGEWAY RD, LUGOFF, SC 29078-9778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2012
Deed SaleMay 2, 2012
Prior SaleAug 11, 2003
Deed Book / Page2932 / 55
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2398 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number0000006789
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedSep 12, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2398 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number0000006789
DateAug 26, 2019
Book Page004080/000140
Instrument6789
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,688.00 (+4.26%)$277,600 (+0.58%) Land $10,900 Building $266,700$277,600 (+0.58%)
2023$1,619.00$276,000 Land $10,900 Building $265,100$276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgeway Rd

Nearby Streets

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