2396 Ridgeway Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2396 Ridgeway Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,052 sqft
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Jul 2023)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265-00-00-009`

Property Details

APN / Parcel Number

Primary APN	`265-00-00-009`
Alternative APNs	`0265 00 00 0090` `1519`

Interior

Stories	1 Story
Building Area	2,052 sqft Gross Area
Gross Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Vinyl
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Porch
Porch Area	204 sqft
Deck Area	168 sqft

Location & Zoning

Account Number	1519
Old Parcel Number	0265 00 00 0090
Street Address	2396 RIDGEWAY RD
City	LUGOFF
State	SC
Zip	29078-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	PARCEL A
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3014
Census Tract	970401

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2396 RIDGEWAY RD, LUGOFF, SC 29078-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 7, 2020	Warranty Deed, Transfer MOVEMENT MTG
Nov 24, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	May 2, 2012
Deed Document Number	2023-5797
Deed Book / Page	4975 / 163
Record Updated	Jun 8, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jul 6, 2023
Property Address	2396 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number	0020235797
Book / Page	4975 / 163
Map Reference	MB 2932 PG 49
Instrument Date	Jun 6, 2023
Instrument	2023-5797
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 RIDGEWAY RD, LUGOFF, SC 29078-9778

Mortgage

Document Number	0020235798
Date	Jul 6, 2023
Instrument	2023-5798

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 7, 2020
Property Address	2396 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number	0000011652
Book / Page	004361 / 000150
Instrument Date	Dec 7, 2020
Instrument	11652
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2396 RIDGEWAY RD LUGOFF SC 290789778, LUGOFF, SC 29078-9778

Mortgage

Document Number	11653
Date	Dec 7, 2020
Book Page	004361/000155
Instrument	11653

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 24, 2020
Property Address	2396 RIDGEWAY RD, LUGOFF, SC 29078-9778
Document Number	0000011306
Book / Page	004354 / 000277
Instrument Date	Nov 24, 2020
Instrument	11306
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 SHIVERS GREEN RD LUGOFF SC 290789784, LUGOFF, SC 29078-9784

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00 (-46.01%)	$207,200 (-0.14%) Land $20,000 Building $187,200	$207,200 (-0.14%)
2023	$1,932.00 (+90.16%)	$207,500 (+30.59%) Land $20,000 Building $187,500	$207,500 (+30.59%)
2022	$1,016.00	$158,900 Land $11,500 Building $147,400	$158,900 Land $11,500 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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