Comal County property record for 23975 Cavern Oak, Garden Ridge, TX 78266
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,854 sqft · built 1997 |
| Lot Size | 3.01 acres (131,551 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,473 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-0411-0003-00 |
| Primary APN | 40-0411-0003-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,854 sqft Living Area |
| Gross Area | 5,274 sqft |
| 1st Floor Area | 4,854 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Lot Area | 131,551 sqft |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 806 sqft |
| Deck Area | 249 sqft |
| Patio Area | 369 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 23975 CAVERN OAK |
|---|---|
| City | SAN ANTONIO |
| State | TX |
| Zip | 78266-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK TRACE, LOT 3 |
| Legal Subdivision | OAK TRACE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | NEW BRAUNFELS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310801 |
23975 Cavern Oak is owned and occupied by two individuals.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23975 CAVERN OAK, SAN ANTONIO, TX 78266-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 23975 Cavern Oak was $5,473 with exemptions applied, down 13.3% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746,090 (-0.85%) Land $137,990 Building $608,100 | $746,090 (-0.85%) Land $137,990 Building $608,100 | |
| 2025 | $5,473.00 (-13.28%) Homeowner's exemption Senior Citizen's exemption | $752,460 Land $137,990 Building $614,470 | $752,460 Land $137,990 Building $614,470 |
| 2024 | $6,311.00 | ||
| 2023 | $752,880 Land $137,990 Building $614,890 | $752,880 Land $137,990 Building $614,890 | |
| 2018 | $8,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23975 Cavern Oak in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 3 (1998–2009) |
| Most Recent Claim | Oct 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23975 Cavern Oak is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 40% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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