23971 Vincent Ave, Punta Gorda, FL 33955 Property Records

Lee County property record for 23971 Vincent Ave, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,341 sqft · built 2003
Lot Size	0.672 acres (29,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$737,500 (Mar 2017)
Tax Bill	$6,802 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-43-22-01-01008.009A`

Property Details

APN / Parcel Number

Primary APN	`01-43-22-01-01008.009A`
Alternative APNs	`2201430101008009A` `10467015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,341 sqft Living Area
Gross Area	5,875 sqft
1st Floor Area	3,063 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	29,287 sqft (0.672 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	1,052 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	463 sqft
Patio Area	884 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10467015
Street Address	23971 VINCENT AVE
City	PUNTA GORDA
State	FL
Zip	33955-4699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM10
Legal Description	PUNTA GORDA ISLES SEC 22 PB 28 PG 125 BLK 1008 POR LOT 9 DESC IN OR 3651/2408
Legal Range	22E
Legal Township	43S
Legal Section	01
Legal Subdivision	SUGARLOAF LAKE
Legal Tract	01
Legal Block	1008
Legal Lot Number	9
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	1
Census Block	1000
Census Tract	10104

Owner

Source: Lee County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23971 VINCENT AVE, PUNTA GORDA, FL 33955-4699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 31, 2017	Warranty Deed, Transfer CHARLOTTE ST BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	201769608
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000034435
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	23971 VINCENT AVE, PUNTA GORDA, FL 33955-4699
Document Number	0000119829
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23971 VINCENT AVE PUNTA GORDA FL 339554699, PUNTA GORDA, FL 33955-4699

Mortgage

Document Number	0000119829
Date	May 27, 2020
Instrument	119829

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 31, 2017
Property Address	23971 VINCENT AVE, PUNTA GORDA, FL 33955-4699
Document Number	0000069608
Instrument Date	Mar 31, 2017
Instrument	69608
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,162.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23971 VINCENT AVE PUNTA GORDA FL 339554699, PUNTA GORDA, FL 33955-4699

Mortgage

Document Number	69609
Date	Mar 31, 2017
Instrument	69609

Lender

Name	CHARLOTTE ST BK&TR
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,417 (+2.7%)	$892,045 (+14.9%) Land $250,002 Building $642,043
2025	$6,802.00 (+9.62%) Homeowner's exemption	$496,998 (+5.99%)	$776,352 (-29.77%) Land $288,827 Building $487,525
2023	$6,205.00 (+4.29%) Homeowner's exemption	$468,923 (+3%)	$1,105,426 (+33.52%) Land $330,264 Building $775,162
2022	$5,950.00 Homeowner's exemption	$455,265	$827,927 Land $230,600 Building $597,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 216 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,102 units insured incl. 886 condo units
Nearby Flood Claims	79 (2000–2024)
Claims Outside the SFHA	10 of 79
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 20 claims Hurricane Ian, Sep 2022 · 26 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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