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23965 Vincent Ave, Punta Gorda, FL 33955 Property Records

Lee County property record for 23965 Vincent Ave, Punta Gorda, FL 33955

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,174 sqft · built 2003
Lot Size0.737 acres (32,104 sqft)
Owner2 Individual Names on File
Last Sale$144,900 (Dec 2001)
Tax Bill$6,920 (2025)
Deeds & MortgagesNov 2022 Transfer
Jun 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN01-43-22-01-01008.0090

Property Details

APN / Parcel Number

Primary APN01-43-22-01-01008.0090
Alternative APNs
  • 22014301010080090
  • 10005962

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,174 sqft Living Area
Gross Area6,383 sqft
1st Floor Area2,479 sqft
Upper Floors Area509 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area32,104 sqft (0.737 acres)
View / LotLake
Garage TypeAttached
Garage Area681 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area833 sqft
Patio Area786 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10005962
Street Address23965 VINCENT AVE
CityPUNTA GORDA
StateFL
Zip33955-4699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM10
Legal DescriptionPUNTA GORDA ISLES SEC 22 BLK 1008 PB 28 PG 125 PT LOT 9 DESC OR 3547 PG 2995
Legal Range22E
Legal Township43S
Legal Section01
Legal SubdivisionSUGARLOAF LAKE
Legal Tract01
Legal Block1008
Legal Lot Number9
JurisdictionLEE FL
Township / Civil DivisionCAPE CORAL
Census Block Group1
Census Block1000
Census Tract10104

Owner

23965 Vincent Ave is owned and occupied by two individuals who acquired it in August 2012.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address23965 VINCENT AVE, PUNTA GORDA, FL 33955-4699
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jun 26, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2001 · Amount on File
Deed SaleDec 26, 2001 · Amount on File
Deed Book / Page3547 / 2995
Last Transfer DateAug 24, 2012
Transfer Doc0000189892
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 10, 2022
Property Address23965 VINCENT AVE, PUNTA GORDA, FL 33955-4699
Document Number0000341018
Map ReferenceMB 28 PG 118-138
Instrument DateNov 8, 2022
Instrument2022000341018
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address23965 VINCENT AVE, 23965, PUNTA GORDA, FL 33955-4699

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address23965 VINCENT AVE, PUNTA GORDA, FL 33955-4699

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23965 VINCENT AVE, PUNTA GORDA, FL 33955-4699
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146850
DateJun 26, 2020
Instrument2020000146850
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 8, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 23965 Vincent Ave was $6,920 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518,982 (+2.7%)$914,019 (+1.13%) Land $260,297 Building $653,722
2025$6,920.00 Homeowner's exemption$505,338$903,769 Land $301,978 Building $601,791
2023$6,313.00 (+4.3%) Homeowner's exemption$476,792 (+3%)$1,304,942 (+33.52%) Land $330,265 Building $974,677
2022$6,053.00 Homeowner's exemption$462,905$977,332 Land $230,600 Building $746,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23965 Vincent Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 216 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,102 units insured
incl. 886 condo units
Nearby Flood Claims79 (2000–2024)
Claims Outside the SFHA10 of 79
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 20 claims
  • Hurricane Ian, Sep 2022 · 26 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23965 Vincent Ave is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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