Orange County property record for 23971 Gowdy Ave, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,117 sqft · built 1964 |
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $728,000 (Jun 2018) |
| Tax Bill | $8,451 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 617-182-12 |
| Primary APN | 617-182-12 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 7,680 sqft (0.176 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23971 GOWDY AVE |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 4985 BLK LOT 67 |
| Legal Subdivision | TRACT NO 4985 |
| Legal Tract | 4985 |
| Legal Lot Number | 67 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 52411 |
23971 Gowdy Ave is owned and occupied by two individuals who bought it in June 2018.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 27, 2018 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Aug 24, 2004 · Amount on File |
| Deed Document Number | 2018235884 |
| Prior Transfer Date | Dec 19, 2007 |
| Prior Transfer Doc | 0000324921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630-3771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 239671 GOWDY AVENUE, LAKE FOREST, CA 92630 |
| Document Number | 0000490451 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021000490451 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630-3771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE INSURANCE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000145213 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 2020000145213 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 27, 2018 |
| Property Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630-3771 |
| Document Number | 0000235884 |
| Map Reference | MB197 PG34-39 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 2018000235884 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23971 GOWDY AVE, LAKE FOREST, CA 92630-3771 |
| Document Number | 0000235885 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 2018000235885 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 23971 Gowdy Ave was $8,451 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $844,903 (+2%) Land $684,668 Building $160,235 | |
| 2025 | $8,451.00 Homeowner's exemption | $828,337 Land $671,243 Building $157,094 |
| 2023 | $8,100.00 (+1.82%) Homeowner's exemption | $796,173 Land $645,178 Building $150,995 |
| 2022 | $7,955.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23971 Gowdy Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 23971 Gowdy Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Coast Internet Cable | 500 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Cityside Fiber, Cox Communications, GeoLinks, T-Mobile, Verizon.
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