2397 Union Rd, Middletown, OH 45044 Property Records

Warren County property record for 2397 Union Rd, Middletown, OH 45044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1979
Lot Size	5.18 acres (225,859 sqft)
Owner	Individual Name on File
Last Sale	$16,667 (May 2017)
Tax Bill	$5,444 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-426-011-0`

Property Details

APN / Parcel Number

Primary APN	`07-02-426-011-0`
Alternative APNs	`0702426011` `702426011` `5322634`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	2,356 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	225,859 sqft (5.18 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	352 sqft
Deck Area	160 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	5322634
Street Address	2397 UNION RD
City	MIDDLETOWN
State	OH
Zip	45044-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNION
Legal Range	4
Legal Township	2
Legal Section	2
Legal Subdivision	UNION
Legal Block	634
Jurisdiction	WARREN OH
Township / Civil Division	TURTLECREEK
Census Block Group	1
Census Block	1029
Census Tract	31602

Owner

2397 Union Rd is owned and occupied by an individual who acquired it in April 2021.

Source: Warren County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Correction Deed
Jul 21, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage UNION SAVINGS BANK
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	May 8, 2017 · Amount on File
Deed Document Number	201713934
Last Transfer Date	Apr 27, 2021
Transfer Doc	2021033237
Record Updated	Jun 8, 2026

July 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WARREN OH
Recording Date	Jul 21, 2021
Property Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828
Document Number	2021033236
Instrument Date	Jun 4, 2021
Instrument	2021-033236
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN OH
Recording Date	Jul 21, 2021
Property Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828
Document Number	2021033237
Instrument Date	Apr 27, 2017
Instrument	2021-033237
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828

Mortgage

Document Number	2021033238
Date	Jul 21, 2021
Instrument	2021-033238

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	May 8, 2017
Property Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828
Document Number	0000013934
Instrument Date	Apr 27, 2017
Instrument	13934
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2397 UNION RD MIDDLETOWN OH 450448828, MIDDLETOWN, OH 45044-8828

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	May 8, 2017
Property Address	2397 UNION RD, MIDDLETOWN, OH 45044-8828
Document Number	0000013933
Instrument Date	Apr 26, 2017
Instrument	13933
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2397 UNION RD MIDDLETOWN OH 450448828, MIDDLETOWN, OH 45044-8828

Tax Assessment & Valuation

The 2025 property tax bill for 2397 Union Rd was $5,444, down 2.3% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Turtlecreek Township
Unified School District	Lebanon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,444.00 (-2.28%)	$139,720 Land $45,620 Building $94,100	$399,180 Land $130,330 Building $268,850
2024	$5,571.00 (+12.64%)
2023	$4,946.00 (+1.52%) Homeowner's exemption	$112,154 (-) Land $28,781 Building $83,373
2022	$4,872.00 Homeowner's exemption	$112,154 Land $28,781 Building $83,374	$320,440 (-) Land $82,230 Building $238,210
2021			$320,440 Land $82,230 Building $238,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2397 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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