2397 Oleander Ave, Middleburg, FL 32068 Property Records

Clay County property record for 2397 Oleander Ave, Middleburg, FL 32068

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,680 sqft · built 1998
Lot Size	1.27 acres (55,626 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Jan 2022)
Tax Bill	$1,875 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-24-005955-098-00`

Property Details

APN / Parcel Number

Primary APN	`16-05-24-005955-098-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,626 sqft (1.27 acres)
Lot Dimensions	371 ft deep x 150 ft wide
Porch	Open/Unfinished Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2397 OLEANDER AVE
City	MIDDLEBURG
State	FL
Zip	32068-5524
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 22 BLK 102 JACKSONVILLE SOUTH UNIT 2 AS REC OR 4557 PG 1736
Legal Range	24E
Legal Township	05S
Legal Section	16
Legal Subdivision	JACKSONVILLE SOUTH UNIT 2
Legal Block	102
Legal Lot Number	22
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2022
Census Tract	30106

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2397 OLEANDER AVE, MIDDLEBURG, FL 32068-5524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	20222330
Deed Book / Page	4557 / 1736
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	0038371058
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 11, 2022
Property Address	2397 OLEANDER AVE, MIDDLEBURG, FL 32068-5524
Document Number	0045571736
Book / Page	4557 / 1736
Map Reference	MB 11 PG 1-13
Instrument Date	Dec 30, 2021
Instrument	2022002330
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 NE 204TH ST, 2043, LAWTEY, FL 32058-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2397 OLEANDER AVE, MIDDLEBURG, FL 32068-5524

Mortgage

Document Number	0045571738
Date	Jan 11, 2022
Instrument	4557/1738

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,875.00 (+5.1%) Homeowner's exemption	$163,096 (+5.99%)	$172,548 (+12.13%) Land $34,000 Building $138,548
2024	$1,784.00 (-13.44%)
2023	$2,061.00 (+1.88%) Homeowner's exemption	$153,884 (+29.11%) Land $30,000 Building $123,884	$153,884 (+29.11%) Land $30,000 Building $123,884
2022	$2,023.00	$119,185 Land $25,000 Building $94,185	$119,185 Land $25,000 Building $94,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20