Clay County property record for 2385 Oleander Ave, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,851 sqft · built 2023 |
| Lot Size | 1.79 acres (78,190 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Dec 2023) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-05-24-005955-096-00 |
| Primary APN | 16-05-24-005955-096-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 2,271 sqft |
| 1st Floor Area | 1,851 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 78,190 sqft (1.79 acres) |
| Lot Dimensions | 376 ft deep x 208 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2385 OLEANDER AVE |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 BLK 102 JACKSONVILLE SO UNIT 2 AS REC OR 4782 PG 1278 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | JACKSONVILLE SO UNIT 2 |
| Legal Block | 102 |
| Legal Lot Number | 20 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30106 |
2385 Oleander Ave is owned and occupied by two individuals who bought it in December 2023.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage CHURCHILL MORTGAGE CORP |
| Apr 6, 2023 | Warranty Deed, Transfer REALTY TITLE INC |
| Jan 6, 2020 | Warranty Deed, Transfer · Commercial Mortgage CAPITAL CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2023 · Amount on File |
| Deed Sale | Dec 22, 2023 · Amount on File |
| Prior Sale | Apr 6, 2023 · Amount on File |
| Deed Document Number | 202362272 |
| Deed Book / Page | 4782 / 1278 |
| Prior Transfer Date | Aug 27, 2007 |
| Prior Transfer Doc | 0029570377 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 22, 2023 |
| Property Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Document Number | 0047821278 |
| Book / Page | 4782 / 1278 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023062272 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121 |
| Name | Verified Name |
|---|---|
| Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Document Number | 0047821280 |
|---|---|
| Date | Dec 22, 2023 |
| Instrument | 4782/1280 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Document Number | 0047080794 |
| Book / Page | 4708 / 794 |
| Map Reference | PL 11 PG 1-13 |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023016391 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $311.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1535 BLANDING BLVD APT 606, 606, MIDDLEBURG, FL 32068-7872 |
| Name | Verified Name |
|---|---|
| Address | 13245 ATLANTIC BLVD # 4332, 4332, JACKSONVILLE, FL 32225-7121 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 6, 2020 |
| Property Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Document Number | 0042661570 |
| Book / Page | 4266 / 1570 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2020000615 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2688 JULIE LN, 2688, MIDDLEBURG, FL 32068-4054 |
| Name | Verified Name |
|---|---|
| Address | 2385 OLEANDER AVE, MIDDLEBURG, FL 32068-5524 |
| Document Number | 0042661571 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 4266/1571 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 6, 2035 |
The 2025 property tax bill for 2385 Oleander Ave was $3,327, up 4.9% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,327.00 (+4.85%) | $258,292 | $339,032 Land $34,000 Building $305,032 |
| 2024 | $3,173.00 (+752.96%) | ||
| 2023 | $372.00 (+14.46%) | $30,000 (+2%) Land $30,000 | $30,000 (+2%) Land $30,000 |
| 2022 | $325.00 | $25,000 Land $25,000 | $25,000 Land $25,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2385 Oleander Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2385 Oleander Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures