2397 E Caruso Ct, Midland, MI 48640 Property Records

Midland County property record for 2397 E Caruso Ct, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,940 sqft · built 2004
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2020)
Tax Bill	$4,643 (2022)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-030-100-135-00`

Property Details

APN / Parcel Number

Primary APN	`120-030-100-135-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,940 sqft Living Area
Basement Area	1,940 sqft

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	127 ft deep x 200 ft wide
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	12003010013500
Street Address	2397 E CARUSO CT
City	MIDLAND
State	MI
Zip	48640-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 30 T14N R2E COM 982.34 FT S & 1008.03 FT E OF N 1/4 COR, TH E 212.81 FT, S 105 FT, S 43D 12M W 18.6 FT, WLY ALG CURVE S
Legal Range	02E
Legal Township	14N
Legal Section	30
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1023
Census Tract	290500

Owner

2397 E Caruso Ct is owned and occupied by an individual who bought it in March 2020.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2397 E CARUSO CT, MIDLAND, MI 48640-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on File
Deed Sale	Mar 25, 2020 · Amount on File
Deed Document Number	0001632585
Deed Book / Page	1632 / 585
Record Updated	Jun 7, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 25, 2020
Property Address	2397 E CARUSO CT, MIDLAND, MI 48640-8905
Document Number	1632/585
Book / Page	1632 / 585
Instrument Date	Mar 23, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2397 E CARUSO CT, 2397, MIDLAND, MI 48640-8905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 S POSEYVILLE RD, MIDLAND, MI 48640-8544

Mortgage

Document Number	1632586
Date	Mar 25, 2020
Instrument	1632/586

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Flood

FEMA maps place 2397 E Caruso Ct in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	48 (1982–2020)
Claims Outside the SFHA	4 of 48
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2397 E Caruso Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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