2389 E Caruso Ct, Midland, MI 48640 Property Records

Midland County property record for 2389 E Caruso Ct, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,814 sqft · built 1997
Lot Size	1.02 acres (44,431 sqft)
Owner	Trust Name on File
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-030-100-137-00`

Property Details

APN / Parcel Number

Primary APN	`120-030-100-137-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	132 ft deep x 310 ft wide
Garage Area	2,386 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2389 E CARUSO CT
City	MIDLAND
State	MI
Zip	48640-8905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 30 T14N R2E COM 1155 FT S & 543 FT E OF N 1/4 COR, TH E 310 FT, N 165 FT, W 310 FT, S 165 FT. EXC RD ROW.
Legal Range	02E
Legal Township	14N
Legal Section	30
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1037
Census Tract	290500

Owner

2389 E Caruso Ct is owner-occupied and held in a trust since March 2023.

Source: Midland County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2389 E CARUSO CT, MIDLAND, MI 48640-8905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 13, 2023
Transfer Doc	001665/719
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jun 7, 2023
Property Address	2389 E CARUSO CT, MIDLAND, MI 48640-8905
Document Number	001665/719
Book / Page	1665 / 719
Instrument Date	Mar 13, 2023
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2389 E CARUSO CT, MIDLAND, MI 48640-8905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 E CARUSO CT, MIDLAND, MI 48640-8905

Tax Assessment & Valuation

The 2025 property tax bill for 2389 E Caruso Ct was $4,554 with a homeowner's exemption, up 1.9% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Midland Charter Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,600 (+2.38%)	$369,200 (+2.38%)
2025	$4,554.00 (+1.92%) Homeowner's exemption	$180,300	$360,600
2024	$4,468.00
2023		$148,400	$296,800
2022	$3,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2389 E Caruso Ct in Zone X, an area of minimal flood risk, though there have been 48 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	48 (1982–2020)
Claims Outside the SFHA	4 of 48
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 7 claims Flooding, Apr 2013 · 3 claims Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2389 E Caruso Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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