2397 Co Rd 245, Durango, CO 81301 Property Records

La Plata County property record for 2397 Co Rd 245, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	8 bd · 4.75 ba · 8,838 sqft · built 1998
Lot Size	14.1 acres (614,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,000 (Mar 1999)
Tax Bill	$7,477 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5675-061-00-800`

Property Details

APN / Parcel Number

Primary APN	`5675-061-00-800`
Alternative APN	`R024766`

Interior

Bedrooms	8 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	8,838 sqft Living Area
Gross Area	9,366 sqft
1st Floor Area	3,731 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Lot Area	614,719 sqft
Garage Type	Attached
Garage Area	528 sqft
Porch	Unfinished Open Porch
Porch Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R024766
Street Address	2397 CR 245
City	BAYFIELD
State	CO
Zip	81122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 5 TOWNSHIP: 35 RANGE: 7 TR IN NW/4NW/4 PLUS 1.112 AC #765950 SECTION: 6 TOWNSHIP: 35 RANGE: 7 TR IN N/2NE/4 SECTION: 31 TOWNSHIP: 36 RANGE: 7 TR IN SW/4SE/4 PARCEL IN 2 TAX DISTS SEE ALSO R124766 2397 CR 245 BAYFIELD 81122
Legal Range	07
Legal Township	35
Legal Section	05
Legal Subdivision	BAYFIELD
Legal Block	1
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1002
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2397 COUNTY ROAD 245, DURANGO, CO 81301-8376
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 1999 · Amount on Record
Deed Sale	Mar 26, 1999 · Amount on Record
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2397 COUNTY ROAD 245, DURANGO, CO 81301-8376
Document Number	0001191845
Instrument Date	Apr 20, 2021
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2397 COUNTY ROAD 245 DURANGO CO 813018376, DURANGO, CO 81301-8376

Mortgage

Document Number	0001191845
Date	May 5, 2021
Instrument	1191845

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 4, 2041

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 31, 2017
Property Address	2397 COUNTY ROAD 245, DURANGO, CO 81301-8376
Document Number	0001135466
Instrument Date	Oct 27, 2017
Instrument	1135466
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	COLORADO TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 KREMER DR BAYFIELD CO 811229814, BAYFIELD, CO 81122-9814

Mortgage

Document Number	1135467
Date	Oct 31, 2017
Instrument	1135467

Lender

Name	M&T BK
Type	Bank
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,460 (+4.66%) Land $13,610 Building $106,850	$1,841,440 (-) Land $208,080 Building $1,633,360
2025	$7,477.00 (+32.13%)	$115,100 (+15.34%) Land $13,010 Building $102,090	$1,841,440 (+23.64%) Land $208,080 Building $1,633,360
2023	$5,659.00 (+228.06%)	$99,790 (+244.58%) Land $11,560 Building $88,230	$1,489,360 (+257.41%) Land $172,480 Building $1,316,880
2022	$1,725.00	$28,960 Land $3,780 Building $25,180	$416,710 Land $54,380 Building $362,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AlignTec.

Cell Coverage

No cell data coverage reported

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