2272 Co Rd 245, Durango, CO 81301 Property Records

La Plata County property record for 2272 Co Rd 245, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,808 sqft · built 1999
Lot Size	18.5 acres (805,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2018)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5675-061-00-206`

Property Details

APN / Parcel Number

Primary APN	`5675-061-00-206`
Alternative APN	`R022163`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,808 sqft Living Area
Gross Area	5,189 sqft
Basement Area	518 sqft
Finished Basement	518 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Lot Area	805,860 sqft
Garage Type	Attached
Garage Area	1,381 sqft
Deck Area	Deck Area
Patio Area	805 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R022163
Street Address	2272 COUNTY ROAD 245
City	DURANGO
State	CO
Zip	81301-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SWEETWATER SPRINGS R LOT: 14B CAT 1 PROJ 84-195, RESUB OF LOT 14 2272 CR 245 DURANGO 81301
Legal Subdivision	SWEETWATER SPRINGS R
Legal Block	1
Legal Lot Number	14B
Jurisdiction	LA PLATA CO
Township / Civil Division	BAYFIELD
Census Block Group	1
Census Block	1031
Census Tract	970601

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG
Sep 29, 2017	Intrafamily Transfer, Transfer · ARM FIRST NATIONAL BANK OF DURANGO
Aug 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20181141917
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0001134126
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001204897
Date	Jan 11, 2022
Instrument	1204897

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001171715
Date	May 28, 2020
Instrument	1171715

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2018
Property Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Document Number	0001141917
Instrument Date	Apr 16, 2018
Instrument	1141917
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2272 COUNTY ROAD 245 DURANGO CO 813018983, DURANGO, CO 81301-8983

Mortgage

Document Number	1141918
Date	Apr 16, 2018
Instrument	1141918

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA PLATA CO
Recording Date	Sep 29, 2017
Property Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Document Number	0001134126
Instrument Date	Sep 25, 2017
Instrument	1134126
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983

Mortgage

Document Number	0001134127
Date	Sep 29, 2017
Instrument	1134127

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81302

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 15, 2017
Property Address	2272 COUNTY ROAD 245, DURANGO, CO 81301-8983
Document Number	0001132219
Instrument Date	Aug 14, 2017
Instrument	1132219
Transaction Type	Transfer
Record Updated	Sep 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2272 COUNTY ROAD 245 DURANGO CO 813018983, DURANGO, CO 81301-8983

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Bayfield School District 10 JT-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,160 (+1.49%) Land $12,780 Building $53,380	$1,043,050 (-) Land $201,500 Building $841,550
2025	$4,280.00 (+27.8%)	$65,190 (+11.74%) Land $12,590 Building $52,600	$1,043,050 (+19.8%) Land $201,500 Building $841,550
2023	$3,349.00 (+13.1%)	$58,340 (+18.75%) Land $10,450 Building $47,890	$870,660 (+23.16%) Land $155,900 Building $714,760
2022	$2,961.00	$49,130 Land $10,280 Building $38,850	$706,940 Land $147,880 Building $559,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3

May also be available: AlignTec.

Cell Coverage

No cell data coverage reported

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