23962 Julio Ln, Harlingen, TX 78552 Property Records

Cameron County property record for 23962 Julio Ln, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,698 sqft · built 2018
Lot Size	0.548 acres (23,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,800 (Feb 2019)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Apr 2018 Construction Loan Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`840766-0020-008000`

Property Details

APN / Parcel Number

Primary APN	`840766-0020-008000`
Alternative APN	`360478`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,698 sqft Living Area
Gross Area	3,258 sqft
1st Floor Area	2,698 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	23,850 sqft (0.548 acres)
Garage Type	Attached
Garage Area	560 sqft
Driveway	Concrete Driveway
Driveway Area	1,330 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft
Deck Area	Deck Area

Location & Zoning

Street Address	23962 JULIO LN
City	HARLINGEN
State	TX
Zip	78552-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 2 OLIVE GROVE SUBDIVISION (CCMR C1-2940B & C1-2941A 7-31-08)
Legal Subdivision	OLIVE GROVE SUBDIVISION
Legal Block	2
Legal Lot Number	8
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3000
Census Tract	10304

Owner

Source: Cameron County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23962 JULIO LN, HARLINGEN, TX 78552-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Construction Mortgage BUILDER FINANCE INC
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY ARMY COMMUNITY CU
Feb 21, 2019	Vendor's Lien, Transfer · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	20196323
Deed Book / Page	24012 / 153
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	23962 JULIO LN, HARLINGEN, TX 78552-2838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23354/278
Date	Apr 18, 2018
Book Page	23354/278
Instrument	2018-00014227

Lender

Name	BUILDER FINANCE INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 10, 2018

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	23962 JULIO LN, HARLINGEN, TX 78552-2838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIERRA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202029340
Date	Aug 24, 2020
Instrument	2020-29340

Lender

Name	NAVY ARMY COMMUNITY CU
Type	Credit Union
Address	MARSHALL, ND 58644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Feb 21, 2019
Property Address	23962 JULIO LN, HARLINGEN, TX 78552-2838
Document Number	24012/153
Book / Page	24012 / 153
Map Reference	CAB 1 PG 2940-B
Instrument Date	Feb 19, 2019
Instrument	2019-00006323
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1720 E HARRISON AVEC, 1720, HARLINGEN, TX 78550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23962 JULIO LN, HARLINGEN, TX 78552-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	201900006324
Date	Feb 21, 2019
Instrument	2019-00006324

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	La Feria Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,099 (+1%)	$454,188 (+32.84%) Land $57,000 Building $397,188
2025	$4,662.00 (-20.24%)	$341,908 (-0.84%) Land $57,000 Building $284,908	$341,908 (-0.84%) Land $57,000 Building $284,908
2023	$5,845.00 (+27.45%) Additional exemption filed	$344,815 Land $57,000 Building $287,815	$344,815 Land $57,000 Building $287,815
2022	$4,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	30 (2008–2025)
Claims Outside the SFHA	30 of 30
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 27 claims Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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