23904 Julio Ln, Harlingen, TX 78552 Property Records

Cameron County property record for 23904 Julio Ln, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,787 sqft · built 2018
Lot Size	0.548 acres (23,850 sqft)
Owner	2 Individual Names on File
Last Sale	$227,900 (Jun 2020)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`840766-0010-008000`

Property Details

APN / Parcel Number

Primary APN	`840766-0010-008000`
Alternative APN	`360466`

Interior

Stories	1 Story
Building Area	1,787 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,787 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	23,850 sqft (0.548 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Storage Building	72 sqft

Location & Zoning

Street Address	23904 JULIO LN
City	HARLINGEN
State	TX
Zip	78552-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 OLIVE GROVE SUBDIVISION (CCMR C1-2940B & C1-2941A 7-31-08)
Legal Subdivision	OLIVE GROVE SUBDIVISION
Legal Block	1
Legal Lot Number	8
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1077
Census Tract	10303

Owner

23904 Julio Ln is owned and occupied by two individuals who bought it in June 2020.

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23904 JULIO LN, HARLINGEN, TX 78552-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage TEXAS REGIONAL BANK
Jun 29, 2020	Vendor's Lien, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Jun 11, 2018	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	202022120
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	202022120
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	23904 JULIO LN, HARLINGEN, TX 78552-2838
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23245/266
Date	Mar 6, 2018
Book Page	23245/266
Instrument	2018-00007799

Lender

Name	TEXAS REGIONAL BANK
Type	Bank
Address	MCALLEN, TX 78502

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Feb 27, 2019

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jun 29, 2020
Property Address	23904 JULIO LN, HARLINGEN, TX 78552-2838
Document Number	202022120
Map Reference	CAB 1 PG 2940-B
Instrument Date	Jun 25, 2020
Instrument	2020-22120
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8128 NW 90TH ST, 8128, KANSAS CITY, MO 64153-7814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23929 SOUTHFORK CIR, HARLINGEN, TX 78552-6513

Mortgage

Document Number	202022121
Date	Jun 29, 2020
Instrument	2020-22121

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jun 11, 2018
Property Address	23904 JULIO LN, HARLINGEN, TX 78552-2838
Document Number	23478/089
Book / Page	23478 / 089
Map Reference	CAB 1 SL 2940B
Instrument Date	Jun 7, 2018
Instrument	2018-00021330
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1163 JENSCHKE LN, 1163, FREDERICKSBURG, TX 78624-7984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23904 JULIO LN, HARLINGEN, TX 78552-2838

Mortgage

Document Number	201800021331
Date	Jun 11, 2018
Instrument	2018-00021331

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23904 Julio Ln was $3,568 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Unified School District	La Feria Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,635 (+4.53%) Land $57,000 Building $243,635	$300,635 (-0.83%) Land $57,000 Building $243,635
2025	$3,568.00 Homeowner's exemption	$287,599 Land $57,000 Building $246,150	$303,150 Land $57,000 Building $246,150
2023	$4,060.00 Additional exemption filed	$304,833 Land $57,000 Building $247,833	$304,833 Land $57,000 Building $247,833
2022	$4,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23904 Julio Ln in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	45 (2019–2025)
Claims Outside the SFHA	45 of 45
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23904 Julio Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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