Jackson County property record for 2396 Sapp Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1995 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Mar 2004) |
| Tax Bill | $1,146 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 22-4N-12-0000-0010-0040 |
| Primary APN | 22-4N-12-0000-0010-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Gross Area | 2,050 sqft |
| 1st Floor Area | 1,646 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Porch | Finished/Open Porch |
| Pole Barn | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2396 SAPP RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 577 P 635 OR 585 P 276,278 OR 589 P 566 OR 602 P 862 OR 956 P 36 A COMBINATION OF AS DECRIBED IN OR 602 P 863 (PARCEL #1) & OR 932 P 272 (PARCEL #2); BEING MORE PARTICULARITY DESCRIBED AS: COMM AT NEC OF SECT, RUN S 131.54 FT TO BEGIN, CONT S 730 |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 22 |
| Legal Block | 40 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 210400 |
Source: Jackson County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2396 SAPP RD, COTTONDALE, FL 32431-7426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2004 · Amount on Record |
| Deed Sale | Mar 16, 2004 · Amount on Record |
| Prior Sale | Dec 23, 2002 · Amount on Record |
| Deed Document Number | 20043928 |
| Deed Book / Page | 956 / 36 |
| Last Transfer Date | Sep 20, 2010 |
| Transfer Doc | 0012890440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2396 SAPP RD, COTTONDALE, FL 32431-7426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016790422 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 1679/422 |
| Instrument | 202132000310 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,146.00 (+10.3%) Homeowner's exemption | $126,377 (+5.99%) | $168,821 (+1.49%) Land $25,100 Building $143,721 |
| 2023 | $1,039.00 Homeowner's exemption | $119,238 | $166,345 Land $25,100 Building $141,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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