Jackson County property record for 2345 Sapp Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft · built 1992 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $504 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-4N-12-0000-0010-0020 |
| Primary APN | 22-4N-12-0000-0010-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,336 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Driveway | Driveway |
| Porch | Stoop |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2345 SAPP RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 484 P 303 COMM AT NWC OF SE1/4 OF NE1/4, RUN S 180 FT, E 188.05 FT TO W RTWY CTY RD 195, NE/LY ALONG RTWY 203.59 FT, W 280.68 FT TO POB... OR 486 P 187 OR 1030 P 716 OR 1406 P 360 (D/C OR 1779-572) |
| Legal Range | 12W |
| Legal Township | 04N |
| Legal Section | 22 |
| Legal Block | 20 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 3 |
| Census Block | 3076 |
| Census Tract | 210400 |
Source: Jackson County records · APN 22-4N-12-0000-0010-0020
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2345 SAPP RD, COTTONDALE, FL 32431-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2013 |
| Transfer Doc | 0014060360 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 2345 SAPP RD, COTTONDALE, FL 32431-7427 |
| Document Number | 0016060581 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2345 SAPP RD COTTONDALE FL 324317427, COTTONDALE, FL 32431-7427 |
| Document Number | 0016060581 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 001606/000581 |
| Instrument | 32004926 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 14, 2034 |
Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $504.00 (+5%) Homeowner's exemption Widower's exemption | $83,181 (+2.9%) | $114,878 (-1.31%) Land $8,160 Building $106,718 |
| 2024 | $480.00 (+16.79%) Homeowner's exemption Widower's exemption | $80,837 (+22.31%) | $116,401 (+15.68%) Land $8,160 Building $108,241 |
| 2023 | $411.00 (+8.73%) Homeowner's exemption | $66,094 (+3%) | $100,626 (+22.19%) Land $8,160 Building $92,466 |
| 2022 | $378.00 Homeowner's exemption | $64,169 | $82,352 Land $7,680 Building $74,672 |
Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632104003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 16 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 25 / 3 |
| Lumen Technologies DSL | 10 / 1 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures