2396 Middle Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 2396 Middle Rd, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1953
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$119,900 (Jul 2017)
Tax Bill$3,540 (2026)
Deeds & MortgagesFeb 2022 Refinance
Jul 2017 Sale
APN251289 55.-1-23

Property Details

APN / Parcel Number

Primary APN251289 55.-1-23
Alternative APNs
  • 128905500000010230000000
  • OUTSIDE

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area400 sqft
PorchSlab
Porch Area484 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2396 MIDDLE RD
CityONEIDA
StateNY
Zip13421-4196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description552-6637 MIDDLE
Legal Block1
Legal Lot Number23.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3023
Census Tract30103

Owner

2396 Middle Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2396 MIDDLE RD, ONEIDA, NY 13421-4196
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Jul 27, 2017Deed, Transfer
JAMES W. BETRO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2017 · Amount on File
Deed SaleJul 27, 2017 · Amount on File
Prior SaleNov 10, 2009 · Amount on File
Deed Book / Page2017 / 4043
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address2396 MIDDLE RD, ONEIDA, NY 13421-4196
Transaction TypeMortgage
Record UpdatedMar 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000052
DateFeb 15, 2022
Instrument2022-952
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON NY
Recording DateJul 27, 2017
Property Address2396 MIDDLE RD, ONEIDA, NY 13421-4196
Document Number0000004043
Book / Page0000002017 / 0000004043
Instrument DateJul 27, 2017
Transaction TypeTransfer
Record UpdatedApr 9, 2021
Title CompanyJAMES W. BETRO

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2396 MIDDLE RD, ONEIDA, NY 13421-4196

Tax Assessment & Valuation

The 2026 property tax bill for 2396 Middle Rd was $3,540, up 86.3% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictStockbridge Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,540.00 (+86.32%)
2025$1,900.00$88,600 Land $5,600 Building $83,000$124,789 Land $7,887 Building $116,902
2023$88,600 Land $5,600 Building $83,000$116,579 Land $7,368 Building $109,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2396 Middle Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2396 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Nearby Properties on Middle Rd

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