2388 Middle Rd, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 2388 Middle Rd, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,284 sqft · built 1951
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$3,479 (2026)
Deeds & MortgagesJan 2023 Refinance
APN251289 55.-1-22

Property Details

APN / Parcel Number

Primary APN251289 55.-1-22
Alternative APNs
  • 128905500000010220000000
  • OUTSIDE

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area1,284 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area27 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2388 MIDDLE RD
CityONEIDA
StateNY
Zip13421-4196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionFORMER 6641
Legal Block1
Legal Lot Number22.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group3
Census Block3023
Census Tract30103

Owner

2388 Middle Rd is owned and occupied by two individuals.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2388 MIDDLE RD, ONEIDA, NY 13421-4196
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address2388 MIDDLE RD, ONEIDA, NY 13421-4196
Transaction TypeMortgage
Record UpdatedFeb 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000022
DateJan 17, 2023
Instrument2023-222
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2388 Middle Rd was $3,479 with a homeowner's exemption, up 86.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictStockbridge Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,479.00 (+86.54%) Homeowner's exemption
2025$1,865.00$87,200 Land $6,600 Building $80,600$122,817 Land $9,296 Building $113,521
2023$87,200 Land $6,600 Building $80,600$114,737 Land $8,684 Building $106,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2388 Middle Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2388 Middle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30

Nearby Properties on Middle Rd

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