Lincoln County property record for 2395 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,138 sqft · built 2017 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Oct 2017) |
| Tax Bill | $3,675 (2026) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-88-2803 |
| Primary APN | 4604-88-2803 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,138 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 9,322 sqft (0.214 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 264654 |
|---|---|
| Street Address | 2395 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #52LT COVINGTON@LN P3A M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2395 Seagull Dr is owned and occupied by two individuals who bought it in October 2017.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2395 SEAGULL DR, DENVER, NC 28037-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on File |
| Deed Sale | Oct 30, 2017 · Amount on File |
| Deed Document Number | 2017569961 |
| Deed Book / Page | 2702 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 30, 2017 |
| Property Address | 2395 SEAGULL DR, DENVER, NC 28037-7874 |
| Document Number | 2702274 |
| Book / Page | 002702 / 000274 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 569961 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2395 SEAGULL DR DENVER NC 280377874, DENVER, NC 28037-7874 |
| Document Number | 2702276 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 002702/000276 |
| Instrument | 569962 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2047 |
The 2026 property tax bill for 2395 Seagull Dr was $3,675.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,675.00 | $580,567 Land $82,000 Building $498,567 | $580,567 Land $82,000 Building $498,567 |
| 2023 | $3,620.00 | $580,567 Land $82,000 Building $498,567 | $580,567 Land $82,000 Building $498,567 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2395 Seagull Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2395 Seagull Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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