Lincoln County property record for 2394 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,152 sqft · built 2017 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Apr 2018) |
| Tax Bill | $3,599 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-88-1655 |
| Primary APN | 4604-88-1655 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 9,627 sqft (0.221 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 266958 |
|---|---|
| Street Address | 2394 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #21LT COVINGTON@LN P3A M1 |
| Legal Subdivision | LAKE NORMAN SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2394 Seagull Dr is owned and occupied by an individual who bought it in April 2018.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2394 SEAGULL DR, DENVER, NC 28037-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 2, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI DH MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2018 · Amount on File |
| Deed Sale | Apr 2, 2018 · Amount on File |
| Deed Document Number | 2018576133 |
| Deed Book / Page | 2733 / 812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2394 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003486711 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 3486/711 |
| Instrument | 706901 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2394 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000317284 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 3172/84 |
| Instrument | 653472 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2394 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 3011677 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 3011/677 |
| Instrument | 626124 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Apr 2, 2018 |
| Property Address | 2394 SEAGULL DR, DENVER, NC 28037-7874 |
| Document Number | 2733812 |
| Book / Page | 002733 / 000812 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 576133 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2394 SEAGULL DR DENVER NC 280377874, DENVER, NC 28037-7874 |
| Document Number | 2733814 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 002733/000814 |
| Instrument | 576134 |
| Name | DH MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 2394 Seagull Dr was $3,599, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,599.00 (+0.64%) | $568,082 (-) Land $82,000 Building $486,082 | $568,082 (-) Land $82,000 Building $486,082 |
| 2025 | $3,576.00 | $568,082 Land $82,000 Building $486,082 | $568,082 Land $82,000 Building $486,082 |
| 2023 | $3,545.00 | $568,082 Land $82,000 Building $486,082 | $568,082 Land $82,000 Building $486,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2394 Seagull Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2394 Seagull Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures