Merced County property record for 2395 Lobo Ave, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1979 |
| Lot Size | 0.181 acres (7,872 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $64,000 (Dec 2009) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone AO (high risk) |
| APN | 057-463-001-000 |
| Primary APN | 057-463-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 1,746 sqft |
| 1st Floor Area | 1,170 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,872 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 057-463-001 |
|---|---|
| Street Address | 2395 LOBO AVE |
| City | MERCED |
| State | CA |
| Zip | 95348-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOBO EST LOT 1 |
| Legal Subdivision | LOBO ESTATE |
| Legal Lot Number | 1 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 903 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2395 LOBO AVE, MERCED, CA 95348-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 16, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Nov 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2009 · Amount on Record |
| Deed Sale | Dec 22, 2009 · Amount on Record |
| Prior Sale | Oct 1, 2009 · Amount on Record |
| Deed Document Number | 200961282 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0000010855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 16, 2022 |
| Property Address | 2395 LOBO AVE, MERCED, CA 95348-3743 |
| Document Number | 0000010855 |
| Map Reference | MB 24 PG 48&49 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022010855 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2395 LOBO AVE, MERCED, CA 95348-3743 |
| Document Number | 0000010856 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022010856 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2395 LOBO AVE, MERCED, CA 95348-3743 |
| Document Number | 0000041235 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2395 LOBO AVE MERCED CA 953483743, MERCED, CA 95348-3743 |
| Document Number | 0000041235 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 41235 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $84,249 (+2%) Land $10,526 Building $73,723 | |
| 2025 | $901.00 (+5.5%) Homeowner's exemption | $82,598 (+4.04%) Land $10,320 Building $72,278 |
| 2024 | $854.00 (+1.55%) | |
| 2023 | $841.00 (+1.57%) Homeowner's exemption | $79,392 Land $9,920 Building $69,472 |
| 2022 | $828.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 17 (2006–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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