2395 Fruit St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 2395 Fruit St, Clay, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1994
Square Footage	1,734 sqft Living Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$127,500 (2015)
Tax Bill	$3,651.00 (2024)

Owner

Source: St. Clair County records · APN 74-01-170-0020-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2395 FRUIT ST, CLAY, MI 48001-4809
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 20, 2015 · Amount on Record
Deed Sale	Jan 20, 2015 · Amount on Record
Prior Sale	Nov 24, 2014 · Amount on Record
Deed Doc Number	2015001353
Deed Book / Page	4571 / 201
Record Refreshed	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	2395 FRUIT ST, CLAY, MI 48001-4809
Transaction Type	Mortgage
Record Updated	Sep 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2395 FRUIT ST, CLAY, MI 48001-4809

Mortgage

Document Number	5410479
Date	Aug 19, 2021
Book Page	5410/479
Instrument	2021023920

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,600 (+18.15%)
2024	$3,651.00 (+12.13%)		$255,200 (+18.15%)
2023		$108,000
2022	$3,256.00		$216,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-01-170-0020-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,734 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 1994
Architectural Style	Ranch Style
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	142 ft x 70 ft Depth x Width
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	74011700020000
Street Address	2395 FRUIT ST
City	CLAY
State	MI
Zip	48001-4809
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 TIMBER RIDGE SUBDIVISION
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	20
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	3
Census Block	3003
Census Tract	649000