2380 Fruit St, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 2380 Fruit St, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,728 sqft · built 1992
Lot Size	0.989 acres (43,081 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2022 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-14-541-0178-200`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0178-200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,728 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	43,081 sqft (0.989 acres)
Lot Dimensions	210 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2380 FRUIT ST
City	CLAY
State	MI
Zip	48001-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 1334, BEG S 86D 1M W 561.68' & N 0D 7M 45S E 222.98' FROM SE SEC COR, TH S 86D 1M W 212.57', TH N 1D 9M 20S E
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1334
Legal Unit	1334
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	646000

Owner

2380 Fruit St is owned and occupied by two individuals who acquired it in October 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2380 FRUIT ST, CLAY, MI 48001-4608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed, Transfer
Oct 25, 2022	Intrafamily Transfer, Transfer
Jul 29, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2025
Transfer Doc	0005862677
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 20, 2025
Property Address	2380 FRUIT ST, CLAY, MI 48001-4608
Document Number	0005862677
Book / Page	5862 / 677
Instrument Date	Oct 15, 2025
Instrument	2025019964
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 FRUIT ST, CLAY, MI 48001-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2380 FRUIT ST, CLAY, MI 48001-4608

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2022
Property Address	2380 FRUIT ST, CLAY, MI 48001-4608
Document Number	0005573315
Book / Page	5573 / 315
Instrument Date	Oct 18, 2022
Instrument	2022024298
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 FRUIT ST, 2380, CLAY, MI 48001-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2022
Property Address	2380 FRUIT ST, CLAY, MI 48001-4608
Document Number	0000554797
Book / Page	5547 / 97
Instrument Date	Jul 13, 2022
Instrument	2022018055
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2380 FRUIT ST, CLAY, MI 48001-4608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2380 FRUIT ST, CLAY, MI 48001-4608

Tax Assessment & Valuation

The 2025 property tax bill for 2380 Fruit St was $2,589 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,100 (+13.04%)	$220,200
2025	$2,589.00 (+2.25%) Homeowner's exemption	$97,400
2024	$2,532.00		$194,800
2023		$92,800
2022	$2,334.00		$185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2380 Fruit St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2380 Fruit St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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