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2392 Chemin Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2392 Chemin Ave, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,391 sqft · built 2017
Lot Size0.432 acres (18,861 sqft)
Owner2 Individual Names on Record
Last Sale$427,247 (Dec 2017)
Tax Bill$6,860 (2025)
Deeds & MortgagesApr 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT180600073

Property Details

APN / Parcel Number

Primary APNT180600073
Alternative APN
  • 6-006A-C503-00-0131.0000000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,391 sqft Living Area
Basement Area2,096 sqft
Finished Basement1,413 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick/Stone
Lot Area18,861 sqft (0.432 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT180600073
Street Address2392 CHEMIN AVE
CitySAINT CHARLES
StateMO
Zip63301-5020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS OF PROVENCE #3 LOT 131
Legal Range05E
Legal Township47N
Legal SubdivisionVLGS OF PROVENCE #3
Legal Lot Number131
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2002
Census Tract310302

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2392 CHEMIN AVE, SAINT CHARLES, MO 63301-5020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage
DAS ACQUISITION
Dec 29, 2017Warranty Deed, Subdivision Related Transfer
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Deed Document Number0006860906
Deed Book / Page6860 / 906
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2392 CHEMIN AVE, SAINT CHARLES, MO 63301-5020
Document Number0072812297
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyINTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2392 CHEMIN AVE ST CHARLES MO 633015020, ST CHARLES, MO 63301-5020

Mortgage

Document Number0072812297
DateApr 29, 2020
Book Page007281/002297
Instrument269650
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueApr 28, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 29, 2017
Property Address2392 CHEMIN AVE, SAINT CHARLES, MO 63301-5020
Document Number0068600906
Book / Page006860 / 000906
Instrument DateDec 29, 2017
Instrument801570
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 21, 2018
Title CompanyARCHWAY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 DOCS CT ST CHARLES MO 633034652, ST CHARLES, MO 63303-4652

Mortgage

Document Number68600908
DateDec 29, 2017
Book Page006860/000908
Instrument801580
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,860.00$110,000 (+9.43%)$578,947 (+9.43%) Land $90,000 Building $488,947
2023$100,524
2022$529,074 Land $65,000 Building $464,074

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2002–2022)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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