St. Charles County property record for 2373 Chemin Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,023 sqft · built 2019 |
| Lot Size | 0.232 acres (10,088 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $510,000 (Aug 2023) |
| Tax Bill | $6,110 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T180600067 |
| Primary APN | T180600067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,023 sqft Living Area |
| Gross Area | 5,096 sqft |
| 1st Floor Area | 2,228 sqft |
| Basement Area | 2,228 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Vinyl |
| Lot Area | 10,088 sqft (0.232 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180600067 |
|---|---|
| Street Address | 2373 CHEMIN AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-5019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS OF PROVENCE #3 LOT 125 |
| Legal Subdivision | VLGS OF PROVENCE #3 |
| Legal Lot Number | 125 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 310302 |
2373 Chemin Ave is owner-occupied and held in a trust since August 2025.
Source: St. Charles County records, as of October 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2373 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Mar 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on File |
| Deed Sale | Aug 23, 2023 · Amount on File |
| Prior Sale | Mar 17, 2021 · Amount on File |
| Deed Document Number | 202334078 |
| Last Transfer Date | Aug 15, 2025 |
| Transfer Doc | 0000035568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2023 |
| Property Address | 2373 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000034078 |
| Map Reference | MB 49 PG 190 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023R-034078 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 354 KREDER RIDGE CIR, SAINT CHARLES, MO 63304-7868 |
| Name | Verified Name |
|---|---|
| Address | 2373 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000034079 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 2023R-034079 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 17, 2021 |
| Property Address | 2373 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000023770 |
| Map Reference | MB 49 PG 190 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021R-023770 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2373 CHEMIN AVE, SAINT CHARLES, MO 63301-5019 |
| Document Number | 0000023771 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021R-023771 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2373 Chemin Ave was $6,110, up 15.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,918 (-) | $515,355 (-) Land $90,000 Building $425,355 | |
| 2025 | $6,110.00 (+15.92%) | $97,918 | $515,355 Land $90,000 Building $425,355 |
| 2024 | $5,271.00 | ||
| 2023 | $82,432 | ||
| 2022 | $433,853 Land $65,000 Building $368,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2373 Chemin Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2373 Chemin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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