23916 E River Rd, Otis Orchards, WA 99027 Property Records

Spokane County property record for 23916 E River Rd, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,040 sqft · built 1975
Lot Size	1.26 acres (55,255 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Mar 2021)
Tax Bill	$6,824 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55112.0106`

Property Details

APN / Parcel Number

Primary APN	`55112.0106`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,040 sqft Living Area
Gross Area	3,568 sqft
1st Floor Area	1,520 sqft
Basement Area	1,520 sqft
Finished Basement	1,520 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,255 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	270 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	204 sqft
Canopy	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23916 E RIVER RD
City	OTIS ORCHARDS
State	WA
Zip	99027-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	E FARMS IRR TRS PL 1 E135FT OF THE W220FT OF TR 66 EXC PTN IN DOC A22321
Legal Range	45E
Legal Township	25N
Legal Section	11
Legal Subdivision	EAST FARMS IRRIGATED 66
Legal Tract	66
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	5
Census Block	5008
Census Tract	13201

Owner

23916 E River Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON TRUST BANK
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Jun 1, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 22, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	20217054885
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	0006106544
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 31, 2021
Property Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Document Number	0007054885
Map Reference	VOL K PG 4
Instrument Date	Mar 29, 2021
Instrument	7054885
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,541.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705

Mortgage

Document Number	0007054886
Date	Mar 31, 2021
Instrument	7054886

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006877844
Date	Dec 30, 2019
Instrument	6877844

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006860936
Date	Nov 5, 2019
Instrument	6860936

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Document Number	0006811479
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23916 E RIVER RD OTIS ORCHARDS WA 990279705, OTIS ORCHARDS, WA 99027-9705

Mortgage

Document Number	0006811479
Date	Jun 7, 2019
Instrument	6811479

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2018
Property Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Document Number	0006718736
Map Reference	VOL K PG4
Instrument Date	May 31, 2018
Instrument	6718736
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMER TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,765.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23916 E RIVER RD, OTIS ORCHARDS, WA 99027-9705

Mortgage

Document Number	0006718737
Date	Jun 22, 2018
Instrument	6718737

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 23916 E River Rd was $6,824, down 8.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,824.00 (-8.5%)	$674,280 Land $227,880 Building $446,400	$674,280 Land $227,880 Building $446,400
2025	$7,458.00
2024		$776,000 (+38.04%) Land $301,700 Building $474,300	$776,000 (+38.04%) Land $301,700 Building $474,300
2023	$7,359.00 (+13.92%)	$562,150 Land $212,250 Building $349,900	$562,150 Land $212,250 Building $349,900
2022	$6,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23916 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23916 E River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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