23909 E River Rd, Otis Orchards, WA 99027 Property Records

Spokane County property record for 23909 E River Rd, Otis Orchards, WA 99027

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,628 sqft · built 1971
Lot Size	1.05 acres (45,929 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Oct 2020)
Tax Bill	$5,519 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55023.0412`

Property Details

APN / Parcel Number

Primary APN	`55023.0412`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft
Finished Basement	1,314 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	45,929 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	346 sqft
Patio Area	168 sqft
Canopy	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23909 E RIVER RD
City	OTIS ORCHARDS
State	WA
Zip	99027-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	E FARMS IRR TRS 1- ANCHOR SEC SUB NO 1 L12 B3
Legal Range	45E
Legal Township	25N
Legal Section	02
Legal Subdivision	ANCHOR SEC SUB
Legal Tract	1
Legal Block	3
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	LIBERTY LAKE
Census Block Group	5
Census Block	5034
Census Tract	13201

Owner

23909 E River Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23909 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 13, 2020	Warranty Deed, Transfer JAPASA PROPS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20206978885
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	0006236432
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 8, 2020
Property Address	23909 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Document Number	0006978885
Map Reference	VOL 7 PG 37
Instrument Date	Oct 7, 2020
Instrument	6978885
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23909 E RIVER RD, OTIS ORCHARDS, WA 99027-9705

Mortgage

Document Number	0006978886
Date	Oct 8, 2020
Instrument	6978886

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 13, 2020
Property Address	23909 E RIVER RD, OTIS ORCHARDS, WA 99027-9705
Document Number	0006891881
Instrument Date	Feb 12, 2020
Instrument	6891881
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NEXTITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1503 W 7TH AVE SPOKANE WA 992043412, SPOKANE, WA 99204-3412

Mortgage

Document Number	6891882
Date	Feb 13, 2020
Instrument	6891882

Lender

Name	JAPASA PROPS LLC
Address	VERADALE, WA 99037

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23909 E River Rd was $5,519, up 9.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	East Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,519.00 (+9.92%)	$559,350 Land $113,850 Building $445,500	$559,350 Land $113,850 Building $445,500
2025	$5,021.00
2024		$512,050 (+33.16%) Land $109,350 Building $402,700	$512,050 (+33.16%) Land $109,350 Building $402,700
2023	$4,942.00 (+9.85%)	$384,530 Land $86,630 Building $297,900	$384,530 Land $86,630 Building $297,900
2022	$4,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23909 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23909 E River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED IRRIG DIST 19 SYSTEM 2 serves 21,220 people · EPA ID WA5310221
Water Source	Groundwater
Last State Inspection	Jun 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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