Santa Cruz County property record for 23914 Summit Rd, Los Gatos, CA 95033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,520 sqft · built 1975 |
| Lot Size | 1.04 acres (45,694 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,250,000 (Apr 2026) |
| Tax Bill | $8,973 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 096-161-33 |
| Primary APN | 096-161-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,520 sqft Living Area |
| Gross Area | 3,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 45,694 sqft |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,085 sqft |
| Patio Area | 1,085 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 23914 SUMMIT RD |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-9223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SUMMIT ROAD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 121000 |
Source: Santa Cruz County records · APN 096-161-33
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 01, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 16, 2025 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| May 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Oct 16, 2025 · Amount on Record |
| Deed Document Number | 20267110 |
| Prior Transfer Date | Oct 21, 2016 |
| Prior Transfer Doc | 0000044192 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 01, 2026 |
| Property Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Document Number | 0000007110 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 20267110 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $138,875.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 16, 2025 |
| Property Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Document Number | 0000022104 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 2025-0022104 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3700 S SANTA FE AVE # 2, 2, VERNON, CA 90058-1711 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LANDSAFE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017137 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017-0017137 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 23914 SUMMIT RD, LOS GATOS, CA 95033-9223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030365 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 2017-0030365 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Loma Prieta Joint Union Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,700 (+2%) Land $398,212 Building $313,488 | ||
| 2025 | $8,973.00 (+2.4%) Homeowner's exemption | $697,745 (+4.04%) Land $390,404 Building $307,341 | |
| 2024 | $8,763.00 (+2.95%) | ||
| 2023 | $8,512.00 (+6.19%) Homeowner's exemption | $670,651 Land $375,244 Building $295,407 | $1,150,020 |
| 2022 | $8,016.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1995–2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC..
Based on FCC filings for 33 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANTA CLARA VALLEY WATER DISTRICT serves 0 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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