23895 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 23895 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,463 sqft · built 1974
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Aug 1999)
Tax Bill	$11,712 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`558-55-011`

Property Details

APN / Parcel Number

Primary APN	`558-55-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,463 sqft Living Area
Gross Area	1,067 sqft
1st Floor Area	1,067 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	87,556 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	23895 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Legal Description	LOT B
Legal Subdivision	SOQUEL AUGMENTATION RHO
Legal Block	RECOR
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	3
Census Block	3045
Census Tract	511800

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage US BANK
Nov 16, 2023	Intrafamily Transfer, Transfer
Nov 16, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 1999 · Amount on Record
Deed Sale	Aug 3, 1999 · Amount on Record
Deed Document Number	199914924763
Last Transfer Date	Oct 10, 2023
Transfer Doc	0025559957
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 14, 2026
Property Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324
Document Number	0026016909
Instrument Date	Jun 24, 2026
Instrument	202626016909
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324

Mortgage

Document Number	0000016910,
Date	Jul 14, 2026
Instrument	202616910

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2023
Property Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324
Document Number	0025559957
Instrument Date	Oct 10, 2023
Instrument	25559957
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2023
Property Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324
Document Number	0025559958
Instrument Date	Oct 10, 2023
Instrument	25559958
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23895 SUMMIT RD, LOS GATOS, CA 95033-9324

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Loma Prieta Joint Union Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$987,644 (+2%) Land $783,853 Building $203,791
2025	$11,712.00 (+3.48%)	$968,280 (+4.04%) Land $768,484 Building $199,796
2023	$11,318.00 (+4.47%) Homeowner's exemption	$930,683 Land $738,644 Building $192,039
2022	$10,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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