Baldwin County property record for 23905 Peppermint St, Elberta, AL 36530
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $308,990 (Dec 2025) |
| Tax Bill | $953 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-07-25-0-000-002.121 |
| Primary APN | 54-07-25-0-000-002.121 |
|---|---|
| Alternative APNs |
|
| Account Number | 512298 |
|---|---|
| Street Address | 23905 PEPPERMINT ST |
| City | ELBERTA |
| State | AL |
| Zip | 36530-3371 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 22 SANDY OAKS PHASE 1A SLIDE-2953-E |
| Legal Subdivision | SANDY OAKS SUBDIVISION PHASE 1A |
| Legal Phase | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5180 E 1200 S, HAUBSTADT, IN 47639-7909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Deed Document Number | 20252228431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Dec 29, 2025 |
| Property Address | 23905 PEPPERMINT ST, ELBERTA, AL 36530-3371 |
| Document Number | 0002228431 |
| Map Reference | DOC 2132130 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 2228431 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1635 POPPS FERRY RD, BILOXI, MS 39532-2312 |
| Name | Verified Name |
|---|---|
| Address | 5180 E 12008, BILOXI, MS 39532 |
| Document Number | 0002228432 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2228432 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $953.00 | ||
| 2025 | $13,440 Land $13,440 | $67,200 Land $67,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1998–2020) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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