Baldwin County property record for 23951 Peppermint St, Elberta, AL 36530
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Company Name on Record |
| Tax Bill | $443 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-07-25-0-000-002.125 |
| Primary APN | 54-07-25-0-000-002.125 |
|---|---|
| Alternative APNs |
|
| Account Number | 512298 |
|---|---|
| Street Address | 23951 PEPPERMINT ST |
| City | ELBERTA |
| State | AL |
| Zip | 36530-3371 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LOT 26 SANDY OAKS PHASE 1A SLIDE-2953-E |
| Legal Phase | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | BALDWIN AL |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1402 PASS RD, GULFPORT, MS 39501-5159 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Nov 26, 2025 |
| Property Address | 23951 PEPPERMINT ST, ELBERTA, AL 36530-3371 |
| Document Number | 0002223809 |
| Map Reference | SL0002953-E DOC21321 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2223809 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1635 POPPS FERRY RD, BILOXI, MS 39532-2312 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23951 PEPPERMINT ST, ELBERTA, AL 36530-3371 |
| Document Number | 0002223810 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2223810 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 6.75% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective September 27, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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