2390 Oak St, Carrabelle, FL 32322 Property Records

Franklin County property record for 2390 Oak St, Carrabelle, FL 32322

Property Summary

Property Type	Retail Store
Details	3 bd · 5 ba · 6,044 sqft · built 1945
Lot Size	0.005 acres (218 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Sep 2021)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-07S-04W-3141-0006-0010`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-3141-0006-0010`
Alternative APN	`04W07S12314100060010`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	6,044 sqft Gross Area
1st Floor Area	6,044 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2005
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	218 sqft (0.005 acres)
Lot Dimensions	233 ft deep x 215 ft wide
Porch	Unfinished Open Porch
Porch Area	1,230 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2390 OAK ST
City	CARRABELLE
State	FL
Zip	32322-9028
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Description	UNIT 1 BL 6 LOT 1 LANARK VILLA OR 140/1 230/358 262/215 286/300 357/200 421/346 428/30 CERT TITLE 99-63-CA OR 618/7 697/43 1115/719 1209/137 1228/667 1228/686
Legal Range	04W
Legal Township	07S
Legal Section	12
Legal Subdivision	LANARK VILLAGE
Legal Block	6
Legal Lot Number	1
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1018
Census Tract	970102

Owner

Source: Franklin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 339, LANARK VILLAGE, FL 32323-0339
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 22, 2025	Intrafamily Transfer, Transfer
Sep 23, 2021	Warranty Deed, Transfer · Balloon Mortgage JOHN BUTLER
Sep 28, 2018	Quit Claim Deed, Transfer BUTLER PROPERTIES LLC
Sep 27, 2018	Warranty Deed, Transfer · Conventional with PMI BUTLER PROPERTIES LLC
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20216038
Deed Book / Page	1314 / 546
Last Transfer Date	Dec 22, 2025
Transfer Doc	0019005863
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Recording Date	Jul 27, 2026
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0000003350
Book / Page	1450 / 26
Instrument Date	Jul 18, 2026
Instrument	20263350
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2390 OAK ST, CARRABELLE, FL 32322-9028

Mortgage

Document Number	0000003350,
Date	Jul 27, 2026
Book Page	1450/26
Instrument	20263350

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2056

Interest

Rate	6.47%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Dec 22, 2025
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0019005863
Book / Page	1434 / 450
Instrument Date	Dec 22, 2025
Instrument	202519005863
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 505, LANARK VILLAGE, FL 32323-0505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 339, LANARK VILLAGE, FL 32323-0339

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 23, 2021
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0019006038
Book / Page	1314 / 546
Map Reference	MB 7 PG 39-46
Instrument Date	Sep 20, 2021
Instrument	202119006038
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 411, EASTPOINT, FL 32328-0411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 BAY GROVE RD, FREEPORT, FL 32439-4834

Mortgage

Document Number	0000000548
Date	Sep 23, 2021
Instrument	1314/548

Lender

Name	JOHN BUTLER
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	39 Months
Due	Dec 22, 2024

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 28, 2018
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0019004795
Book / Page	001228 / 000686
Instrument Date	Sep 26, 2018
Instrument	19004795
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 505 LANARK VILLAGE FL 323230505, LANARK VILLAGE, FL 32323-0505

Mortgage

Document Number	19004787
Date	Sep 28, 2018
Book Page	001228/000669
Instrument	19004787

Lender

Name	BUTLER PROPERTIES LLC
Address	PO BOX 411, EASTPOINT, FL 32328-0411

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2033

Interest

Rate Type	Adjustable Rate
Rate	5%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 27, 2018
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0019004786
Book / Page	001228 / 000667
Instrument Date	Sep 6, 2018
Instrument	19004786
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 505 LANARK VILLAGE FL 323230505, LANARK VILLAGE, FL 32323-0505

Mortgage

Document Number	19004787
Date	Sep 27, 2018
Book Page	001228/000669
Instrument	19004787

Lender

Name	BUTLER PROPERTIES LLC
Address	PO BOX 411, EASTPOINT, FL 32328-0411

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2033

Interest

Rate Type	Adjustable Rate
Rate	5%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jan 2, 2018
Property Address	2390 OAK ST, CARRABELLE, FL 32322-9028
Document Number	0019000021
Book / Page	001209 / 000137
Instrument Date	Dec 31, 2017
Instrument	19000021
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 411 EASTPOINT FL 323280411, EASTPOINT, FL 32328-0411

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,937.00 (+1.91%)	$738,484 (-2.19%) Land $93,200 Building $645,284	$738,484 (-2.19%) Land $93,200 Building $645,284
2024	$6,807.00 (+10.31%)	$755,054 (+21.2%) Land $93,200 Building $661,854	$755,054 (+21.2%) Land $93,200 Building $661,854
2023	$6,171.00 (+140.96%)	$622,964 (+77.76%) Land $93,200 Building $529,764	$622,964 (+0.61%) Land $93,200 Building $529,764
2022	$2,561.00 Homeowner's exemption	$350,448	$619,190 Land $93,200 Building $525,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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