2332 Oak St, Carrabelle, FL 32322 Property Records

Franklin County property record for 2332 Oak St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,554 sqft · built 2021
Lot Size	0.301 acres (13,113 sqft)
Owner	Individual Name on Record
Last Sale	$13,500 (Mar 2019)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-07S-04W-0000-0390-0000`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-0000-0390-0000`
Alternative APN	`04W07S12000003900000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,113 sqft (0.301 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2332 OAK ST
City	CARRABELLE
State	FL
Zip	32322-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 LANARK BY THE SEA CONTRACT FOR SALE OR/178/577 1137/385 1191/168 1237/696
Legal Subdivision	LANARK BY THE SEA
Legal Lot Number	31
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1041
Census Tract	970102

Owner

Source: Franklin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2332 OAK ST, CARRABELLE, FL 32322-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Dec 15, 2025	Intrafamily Transfer, Transfer
Mar 22, 2019	Warranty Deed, Transfer TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Jan 29, 2015
Deed Document Number	20191235
Deed Book / Page	1237 / 696
Prior Transfer Date	Apr 26, 2017
Prior Transfer Doc	0019002089
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	2332 OAK ST, CARRABELLE, FL 32322-9027
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20-1 COLLINS AVE, LANARK VILLAGE, FL 32323

Mortgage

Document Number	0019002212
Date	Apr 13, 2021
Book Page	1297/36
Instrument	202119002212

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2052

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Dec 15, 2025
Property Address	2332 OAK ST, CARRABELLE, FL 32322-9027
Document Number	0019005730
Book / Page	1433 / 775
Map Reference	PG 7
Instrument Date	Dec 3, 2025
Instrument	202519005730
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 MAX RD, VENICE, FL 34292-3041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 OAK ST, CARRABELLE, FL 32322-9027

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 22, 2019
Property Address	2332 OAK ST, CARRABELLE, FL 32322-9027
Document Number	0019001235
Book / Page	001237 / 000696
Instrument Date	Mar 20, 2019
Instrument	19001235
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Tax	$94.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	742 BUTTS MILL RD PINE MOUNTAIN GA 318229749, PINE MOUNTAIN, GA 31822-9749

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+3.25%)	$330,957 (-0.97%) Land $16,000 Building $314,957	$330,957 (-0.97%) Land $16,000 Building $314,957
2024	$2,675.00 (+12.44%)	$334,204 (+24.44%) Land $16,000 Building $318,204	$334,204 (+24.44%) Land $16,000 Building $318,204
2023	$2,379.00 (+16.73%)	$268,577 (+33.26%) Land $16,000 Building $252,577	$268,577 (+33.26%) Land $16,000 Building $252,577
2022	$2,038.00	$201,542 Land $16,000 Building $185,542	$201,542 Land $16,000 Building $185,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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