Harford County property record for 239 Staysail Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,696 sqft · built 2011 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,000 (Apr 2021) |
| Tax Bill | $3,393 (2026) |
| Deeds & Mortgages | Apr 2024 Sale Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-389963 |
| Primary APN | 01-389963 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Total Area |
| Basement Area | 620 sqft |
| Finished Basement | 620 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Basement |
| Garage Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 389963 |
|---|---|
| Street Address | 239 STAYSAIL DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4125 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 61 2100 SF 239 STAYSAIL DRIVE MAGNOLIA LANDING 131/73 |
| Legal Subdivision | MAGNOLIA LNDG 01-10 |
| Legal Lot Number | 61 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301402 |
239 Staysail Dr, a townhouse, is owned and occupied by an individual who acquired it in April 2024.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK |
| Apr 27, 2021 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Dec 27, 2011 · Amount on File |
| Deed Book / Page | 14701 / 118 |
| Last Transfer Date | Apr 8, 2024 |
| Transfer Doc | 0162280116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 10, 2024 |
| Property Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0162280116 |
| Book / Page | 16228 / 116 |
| Map Reference | MB JJR131 PG 71-80 |
| Instrument Date | Apr 8, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | INHOUSE TITLE COMPANY, IN HOUSE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0153260265 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 15326/265 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 27, 2021 |
| Property Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0147010118 |
| Book / Page | 14701 / 118 |
| Map Reference | MB JJR131 PG 71-80 |
| Instrument Date | Apr 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | INHOUSE TITLE COMPANY, INHOUSE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 239 STAYSAIL DR, JOPPA, MD 21085-4125 |
| Document Number | 0014701124 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 14701/124 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 239 Staysail Dr was $3,393 with a homeowner's exemption, up 19.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,393.00 (+19.39%) Homeowner's exemption | $311,400 (+7.34%) Land $63,000 Building $248,400 | $311,400 (-) Land $63,000 Building $248,400 |
| 2025 | $2,842.00 Homeowner's exemption | $290,100 | $311,400 Land $63,000 Building $248,400 |
| 2023 | $247,500 Land $63,000 Building $184,500 | $247,500 Land $63,000 Building $184,500 | |
| 2022 | $2,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Staysail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 Staysail Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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